To obtain employment that allows me to capitalize on my educational and vocational experiences. Experienced with benefits counseling, focusing on providing comprehensive support to employees. Utilizes effective communication and interpersonal skills to explain benefit options clearly. Track record of maintaining confidentiality and ensuring compliance with benefit regulations.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Benefit Counselor
Mercer
08.2022 - 12.2022
Assist employees with benefits elections offered by employer
Explain to employees the features of Medial, Supplementary, and Voluntary benefits offered
Support employees with changes made to benefits selected
Manage client's information system
Conducted informative seminars for employees during open enrollment periods, effectively communicating plan changes and updates.
Developed and maintained detailed records of employee benefit data, ensuring accurate reporting for internal and external stakeholders.
Resolved complex benefit issues promptly, maintaining a high level of professionalism while addressing client concerns.
Coordinated the successful transition of company-sponsored retirement plans from one provider to another with minimal disruption for plan participants.
Evaluated existing benefit offerings against industry benchmarks to identify areas for improvement or cost savings opportunities.
Assisted employees with navigating the complexities of their healthcare plans during critical life events such as marriage or childbirth.
Home Loan Specialist
PennyMac Loan Services, LLC
01.2021 - 03.2022
Funded purchase, investment, and refinanced home loans
Communicated with title companies and brokers in regards to loan needs
Resolved funding issues to prevent delays in funding
Balanced funding amounts
Completed wire instructions for loans
Verified signatures and dates on Final Loan Package
Extracted critical documents needed for funding
Enhanced company reputation by delivering exceptional service that resulted in numerous positive client reviews.
Increased customer satisfaction by providing expert guidance on home loan products and processes.
Ensured compliance with industry regulations and company policies when processing loan applications.
Fostered a positive work environment by collaborating with team members and contributing to a productive atmosphere.
Adapted to evolving industry trends and regulations, ensuring compliance and continued success in the competitive home loan market.
Conducted thorough reviews of loan files, identifying potential issues early in the process to avoid delays.
Managed multiple loans simultaneously while maintaining high levels of organization and attention to detail.
Maintained excellent communication with clients throughout the loan process, addressing concerns and answering questions promptly.
Worked closely with title companies to ensure all necessary documentation was obtained for successful closings.
Worked with underwriters to fix application problems and resolve issues.
Checked loan documents for accuracy prior to closing.
Reviewed loan files and updated to match current standards.
Processed loan applications and monitored progress from start to finish.
Evaluated loan requests and documents to verify accuracy and completeness.
Monitored pipelines to track and log status of loans.
Assessed loan portfolios for compliance with underwriting policies.
Compiled closing packages for drafting and presentation accuracy.
Property & Casualty Agent
Progressive Insurance
02.2019 - 02.2020
Provide insurance quotes for multiple product types to included (HO, Renter's, Auto, Boat, etc .)
Provide detailed explanation of coverages for policy type & plan based on carrier and state
Walk client through the purchase process of insurance policies through multiple payment methods
Apply state mandated laws and carrier's guidelines when assisting, advising, and sales of insurance policies
Organized workshops and seminars on relevant topics for colleagues and clients alike, promoting ongoing education within the industry.
Collaborated with underwriters to assess risk factors and determine appropriate coverage levels for new policies.
Identified opportunities for cross-selling additional insurance products based on existing clients'' needs and preferences.
Educated potential customers about policy options available while addressing concerns or questions they may have had.
Continuously improved personal knowledge of industry standards and practices, attending conferences, webinars, and other professional development events.
Analyzed customer needs to provide customized insurance solutions.
Calculated premiums and established payment methods for sales.
Finalized sales and collected necessary deposits.
Analyzed risk factors to recommend appropriate coverage levels.
Determined financial needs by assessing existing coverage and aligning new products and services with long-term goals.
Broker Support Representative
Cigna Health and Life Insurance Company
09.2017 - 12.2019
Provide sales systems training
Resolve billing, claims, commissions and enrollment disputes
Delegate relevant account matters to appropriate department
Distribute training and sales materials
Independent Agent
Allstate
06.2018 - 12.2018
First notice of loss representative, intake claims information of loss
Provide coverage information to members
Upheld state specific guidelines and company policies
Member and Provider Service Representative
CareCentrix
06.2016 - 11.2017
Assist billing providers with medical claims issues by reprocessing, adjusting, educating or escalating to resolve
Follow up on submitted task request to other departments
Return phone calls to providers with updated status on claims with elevated issues
Attach authorization to providers & claims
Assign HCPCS/ Modifier combination to authorizations
Educated providers on CareCentrix claims guidelines & processes
PSE Mail Processing Clerk
United States Postal Service
11.2015 - 03.2016
Seasonal position;
Ran automation machines
Scan and sort 1st Class and Priority mail
Assist in any area of operations needed
Administrative Assistant
A&B Insurance and Financials
07.2013 - 10.2015
Directed internal and external communications
Maintained and distributed office inventory
Balanced various financial transactions
Coordinated industry marketing and promotional efforts
Medical Biller and Coder
Pathway to Wellness LLC
07.2012 - 06.2013
Schedule appointments, bill medical claims, data entry, insurance verification, update and file medical records, accept payments, answer incoming calls, order prescriptions
Skills Used: ICD-9 Medical Terminology CPT HCPCS Customer Service and communication skills
Night Auditor/Front Desk
Staybridge Suites
04.2011 - 11.2012
Provided highest level of customer service to guests and potential guests
Provided friendly and efficient check in/ checkout service
Addressed, followed-up, and resolved concerns
Processed, modified, and canceled reservations
Accepted and posted cash, check, and credit card transactions
Maintained guest accounts and revenue records
Maintained, audited, and balanced cash accounts
Correct discrepancies
Prepared and distributed manager reports
Closed end of the day accounts
Shipping Clerk
Grocery Supply Company
08.2009 - 12.2010
Prepared 15 delivery truck paperwork daily
Checked Items to be shipped against work orders to assure quantities, destination, and routing were correct
Sorted, counted, packed, labeled, and logged inventory
Inspected and recorded damages/defects
Input stock replenishment
Tracked warehouse averages
Monitored shipping orders for 20 stores daily
Maintained department database, prepared routine reports, and filed shipping records
Life Coach
Choices Network Inc
10.2009 - 02.2010
Assisted with general education tutoring
Coached time and financial management
Assisted clients in decision making process to improve their personal and professional lives
Documented clients progress
Trained safety and emergency procedures
Assisted clients to set goals and motivated them to achieve
Organized schedule
Monitored medication usage and dosage
Participated in conferences to evaluate progress and set new benchmarks
Assist with applying for third-party benefits
Education
Associate degree - Healthcare Reimbursement
Virginia College
Augusta, GA
06.2013
High school diploma - General Studies
T. R. Robinson Sr. High
Tampa, FL
05.1999
Skills
Customer service
Microsoft office
Project Management
Accounting
Health Information Management
Health Insurance Portability & Accountability Act
Billing
Computer Skills
Computer Literacy
Insurance Sales
Insurance Verification
Insurance
Administrative Experience
Administrative Skills
Accounts Receivable
Research
10-Key
Time Management
Life Insurance
Microsoft Excel
Data Entry
Typing
QuickBooks
Medical Coding
Medical Billing
Bookkeeping
HIPAA
ICD-10
Medical Records
Clerical Experience
Microsoft Outlook
Phone Etiquette
Client Relationship Building
Benefits Administration
Policy Interpretation
Report Generation
Strong interpersonal skills
Knowledge of benefit laws
Verbal and written communication
New employee enrollment
Written and oral communication
Benefits Explanation
Documentation And Reporting
Employee benefits laws
Open enrollment
Employee benefits practices
Teamwork and Collaboration
Problem-Solving
Attention to Detail
Multitasking
Reliability
Critical Thinking
Organizational Skills
Active Listening
Adaptability and Flexibility
Self Motivation
Certification
2-15 Health, Life, and Annuities, 05/16, 07/22
2044 Personal Lines, 02/19, Present
Personal Information
Work Permit: Authorized to work in the US for any employer