Vishali Chauhan
Charlotte,NC
Summary
Data Scientist skilled in analyzing complex data sets to uncover fraud patterns and optimize risk models. Developed and implemented performance monitoring frameworks, driving actionable insights for underwriting strategies. Expertise in collaboration and communication supported the delivery of impactful business recommendations across teams.
Overview
1
1
Certification
10
10
years of professional experience
Work History
Data Scientist II
Elevate Credit
Charlotte, NC
08.2026 - Current
- Analyzed behavioral and third-party data from Iovation, NeuroID, and SentiLink to uncover fraud patterns, anomalies, and emerging risk signals.
- Built and maintained performance monitoring frameworks to evaluate underwriting and risk strategies, identify key triggers, and drive data-informed optimization.
- Designed, tested, and validated decisioning workflows in Alloy, owning the end-to-end implementation of new strategies to mitigate risk and strengthen decisioning.
Data Scientist
Elevate Credit
Charlotte , NC
06.2024 - 07.2026
- Integrated bank cash flow data into underwriting processes, enhancing applicant evaluation and lending decisions.
- Refined credit risk models to align with evolving project scopes and loan performance metrics, enhancing risk assessment accuracy.
- Collaborated with cross-functional teams to develop data-informed strategies that optimized decision-making workflows.
- Created data visualizations that communicated key insights to stakeholders and supported strategic initiatives.
CEO
SHOPMLMC, online
06.2016 - 06.2024
- Operated independent business profitably, implementing growth strategies that increased revenue.
- Leveraged e-commerce platforms like Shopify and PayPal to enhance sales and expand customer reach.
- Grew social media following to thousands of engaged users through strategic content planning.
- Conducted market analysis for targeted demographics and executed Meta ads to optimize campaign effectiveness.
Practicum
Wells Fargo
09.2023 - 04.2024
- Developed machine learning models, including XGBoost, logistic regression, clustering, and decision trees, to identify new customer segments and enhance marketing effectiveness.
- Transformed 28 months of data from 500K clients to train models and generate predictive insights, delivering actionable business recommendations for Wells Fargo.
Data Analytics & Marketing Intern
Carimus
Raleigh, NC
01.2023 - 05.2023
- Supported business objectives through comprehensive market research using various data collection methodologies.
- Analyzed social platforms and client interactions to identify actionable trends.
- Organized social media marketing strategies for Carimus and Joulebug, enhancing engagement.
- Generated reports on project activities to provide insights for stakeholders.
Education
Master of Science - Analytics
North Carolina State University
Raleigh, NC05-2024
Bachelor of Science - Business Administration, MARKETING
North Carolina State University
Raleigh, NC05-2023
Skills
- Python, SQL (Snowflake) and Power BI
- Statistical modeling
- Credit risk assessment
- Problem solving
- Presentation expertise
- Bilingual
Certification
[PCEP-30-02] PCEP – Certified Entry-Level Python Programmer
Languages
- English
- Hindi
Timeline
Data Scientist II
Elevate Credit
08.2026 - Current
Data Scientist
Elevate Credit
06.2024 - 07.2026
Practicum
Wells Fargo
09.2023 - 04.2024
Data Analytics & Marketing Intern
Carimus
01.2023 - 05.2023
CEO
SHOPMLMC, online
06.2016 - 06.2024
Master of Science - Analytics
North Carolina State University
Bachelor of Science - Business Administration, MARKETING
North Carolina State University