Summary
Overview
Work History
Education
Skills
Leadership/Community
Timeline
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Wade D McKenzie

Credit Analyst- Credit Surveillance
Lakewood,OH

Summary

Hardworking and passionate young professional with strong organizational skills eager to use newfound knowledge to expand my acumen to be a better asset to those around me. Ready to help team achieve company goals. Motivated to learn, grow and excel in the banking industry.

Overview

7
7
years of professional experience
4
4
years of post-secondary education

Work History

Credit Analyst- Credit Surveillance

Key Bank
07.2023 - Current
  • Received formal credit training.
  • Improved overall write-up quality, conducting interim reviews of existing accounts and recommending appropriate actions primarily with clients that have $1MM-$10MM in exposure.
  • Constructed cash flow, liquidity, and leverage testing as well as Identified mismatches in covenants between loan agreements and company databases.
  • Collaborated with cross-functional teams for comprehensive client assessments, supporting informed decision making.
  • As part of the nCino SME (Subject Matter Expert) group we helped test system updates before being brought to underwriting teams.

Commercial Banking Intern

Waterford Bank N.A.
04.2022 - 12.2022
  • Spread financial statements and analyzed for credit risk and compliance of covenants.
  • Collaborated with the credit department and commercial lenders, working with the sales team in understanding outlying data to create company write-ups.
  • Crafted personal relationships with center of influences (COI's) to obtain loan and deposit accounts.
  • Summarized changes in the balance sheet, income statement upon receipt of monthly company interim financials.
  • Explored state UCC filings identifying potential clients.
  • Collaborated with treasury management in determining interest rates due to sensitivity.

Office Page

Ohio Statehouse
05.2022 - 07.2022
  • Assisted Senator Theresa Gavarone in daily operations.
  • Answered questions, pointed out important features and offered details about legislature to constituents.
  • Cultivated personal relationships with constituents to promote Senator Gavarone's goals.
  • Collaborated with the Ohio Finance Committee to make budget decisions.
  • Prepared various written communications, reports and documents of which were publicly sent out.

Owner

McKenzie Property Management
03.2017 - 12.2021
  • Consulted with customers to assess needs and propose optimal solutions.
  • Managed day-to-day business operations.
  • Planned job schedules as well as implemented projects to meet deadlines.
  • Used door-to-door advertising along with social media to build seasonal revenue over $70,000.

Owner

McKenzie Coin Exchange, LLC
01.2017 - 12.2019
  • $400,000 in revenue selling rare coins and watches through various social media platforms.
  • Constructed personal relationship with consumers to develop repeat clients.
  • Developed relationships with suppliers to get optimal pricing on purchases.

Education

Bachelor of Science - Finance

Bowling Green State University
Bowling Green, OH
08.2020 - 12.2022

Associate of Applied Science - Business Administration And Management

North Central State College
Mansfield, OH
08.2018 - 05.2020

Skills

Financial statement review and analysis

nCino & MCL

Quick thinker who is not afraid to ask questions

Cash Flow Analysis

Leadership/Community

Delta Tau Delta | Chapter President

  • Lead a culture change in a group of 20 college students.
  • Testified on Ohio Senate Bill 126 to promote change in hazing laws.
  • Orchestrated meetings between school faculty and students.
  • Organized philanthropy events to help support JDRF (Juvenile Diabetes Research Fund)
  • Established events amongst greek life to promote comradery.

Boy Scouts of America

  • As a Senior Patrol Leader, I oversaw planning and organizing for various events.
  • Member of the Order of the Arrow
  • Organized food drives to gather supplies for the local community.

Timeline

Credit Analyst- Credit Surveillance

Key Bank
07.2023 - Current

Office Page

Ohio Statehouse
05.2022 - 07.2022

Commercial Banking Intern

Waterford Bank N.A.
04.2022 - 12.2022

Bachelor of Science - Finance

Bowling Green State University
08.2020 - 12.2022

Associate of Applied Science - Business Administration And Management

North Central State College
08.2018 - 05.2020

Owner

McKenzie Property Management
03.2017 - 12.2021

Owner

McKenzie Coin Exchange, LLC
01.2017 - 12.2019

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Wade D McKenzie Credit Analyst- Credit Surveillance