Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic

Wadie Lussi

Chicago,IL

Summary

  • Skilled at reviewing documents and making accurate decisions. Bringing firm grasp of risk assessments, hazard recognition and acceptance criteria.
  • Analytical mortgage underwriter with expertise in lending. Gifted in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with success in building relationships with brokers and sales agents to achieve business goals.
  • Organized and detail-oriented Investigator dedicated to improving efficiency, productivity and profitability through continuous process improvement. Analytical thinker skilled at developing innovative solutions to complex problems.
  • Service-oriented Claims Adjuster skilled at applying creative approaches to solving complex problems. Adept at developing profitable and quality-focused processes.
  • Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.

Overview

22
22
years of professional experience

Work History

Rideshare Driver

Uber
05.2014 - Current
  • Developed strong communication skills while interacting with diverse groups of riders daily.
  • Built and maintained positive relationships with passengers by providing friendly and professional service.
  • Increased repeat business through exceptional customer service, resulting in numerous positive reviews on the rideshare platform.
  • Achieved high customer ratings on post-trip surveys for timeliness, vehicle cleanliness, and customer service.
  • Responded to passenger concerns and complaints politely and professionally.

Claims Adjuster

Gallagher Bassett
06.2023 - 11.2023
  • Interface with, and obtain information from, claimants, clients, vendors and other resources
  • Conduct investigations, document information, evaluate losses and exposures and recommend appropriate settlements to conclude claims
  • Analyze and evaluate various coverage, liability, exposure and damage issues
  • Maintain effective and ongoing communication with various internal and external contacts.
  • Directed claims negotiations within allowable limit of $5,000 and supported successful litigations for advanced issues.

Senior Underwriter

Interfirst Mortgage
05.2020 - 01.2023
  • Streamlined underwriting processes for increased efficiency and faster turnaround times.
  • Effectively managed high-risk accounts by monitoring performance metrics and implementing timely corrective actions as needed.
  • Improved underwriting decision quality by conducting thorough risk assessments and analyzing client financial data.
  • Managed a diverse portfolio of complex risks, ensuring proper coverage while mitigating potential losses.
  • Conducted regular audits of underwriting files, ensuring compliance with regulatory requirements and internal policies.

Underwriter

Wintrust
11.2017 - 11.2019
  • Built strong relationships with lenders, brokers and clients for constructive communications.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwriting.
  • Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
  • Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.

Underwriter III

JPMorgan Chase
04.2016 - 10.2017
  • Supported review, acceptance, or denial of new or renewal business after carefully reviewing all information.
  • Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
  • Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwriting.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.

Consumer Loan Underwriter 4

Wells Fargo
10.2015 - 04.2016
  • Supported loan officers and processors to help with timely completion of loan application.
  • Improved loan approval efficiency by streamlining underwriting processes and implementing automated tools.
  • Proactively identified and solved complex customer and loan problems impacting operations management and business directions.
  • Reviewed financial statements, credit histories, income reports, and other information to make accurate determinations about loan decisions.
  • Analyzed applicant profiles and credit histories while reviewing loan approval contingencies to execute accurate and speedy pricing initiatives.

Associate Banker

Quicken Loans
07.2015 - 10.2015
    • Reached out to customers who submitted online applications at quickloans.com and lendingtree.com for potential refinance and purchase opportunity
    • Spoke with customers and updated their online application submission for accuracy
    • Warm transferred customers to senior mortgage bankers who were interested in proceeding or wanted more information
    • Work with various collateral types such as single family, multi-dwelling, and condominium
    • Work with management and senior mortgage bankers on new internal software, policy and guidelines, and current processes.

Senior Underwriter

JPMorgan Chase
06.2009 - 07.2015
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Streamlined underwriting processes for increased efficiency and faster turnaround times.
  • Improved underwriting decision quality by conducting thorough risk assessments and analyzing client financial data.
  • Conducted regular audits of underwriting files, ensuring compliance with regulatory requirements and internal policies.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.

Senior Underwriter

HSBC
02.2002 - 05.2009
  • Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
  • Evaluated loan applications for affordability and conformance with underwriting guidelines.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Streamlined underwriting processes for increased efficiency and faster turnaround times.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.

Education

MBA -

DeVry University - Keller Graduate School of Management
Chicago, IL
12.2007

Skills

  • Risk evaluations
  • Analyzing data
  • Documentation Review
  • Underwriting guidelines
  • Claims Investigation
  • Claims Processing
  • Highly motivated
  • Advanced oral and written communication skills

Certification

Adjuster – All Lines, Texas License, 3044926

References

Available upon request

Timeline

Claims Adjuster

Gallagher Bassett
06.2023 - 11.2023

Senior Underwriter

Interfirst Mortgage
05.2020 - 01.2023

Underwriter

Wintrust
11.2017 - 11.2019

Underwriter III

JPMorgan Chase
04.2016 - 10.2017

Consumer Loan Underwriter 4

Wells Fargo
10.2015 - 04.2016

Associate Banker

Quicken Loans
07.2015 - 10.2015

Rideshare Driver

Uber
05.2014 - Current

Senior Underwriter

JPMorgan Chase
06.2009 - 07.2015

Senior Underwriter

HSBC
02.2002 - 05.2009

MBA -

DeVry University - Keller Graduate School of Management

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Wadie Lussi