Open To Work
WAQAR AHMED
Banking Branch Operation Manager
Doha,DA
Work Preference
Summary
Dynamic finance professional with extensive experience at UNILINK Gulf Star Trading & Contracting, excelling in financial reporting and team leadership. Proven track record in budgeting and forecasting, enhancing financial processes, and ensuring compliance. Adept at problem-solving and decision-making, driving informed strategies for organizational success.
Overview
8
8
years of professional experience
Work History
Assistant Finance Manager
UNILINK Gulf Star Trading & Contracting
11.2023 - Current
- Assisted in preparation of monthly, quarterly, and annual financial statements to provide accurate financial insights
- Reviewed and monitored general ledger entries and account reconciliations to ensure accuracy and compliance
- Supervise accounts payable and accounts receivable functions
- Assist in budgeting, forecasting, and financial planning activities
- Analyze financial data and provide insights to support decision-making
- Ensure compliance with company policies, financial regulations, and tax requirements
- Coordinate and support internal and external audits
- Monitor cash flow, expenses, and cost control measures
- Assist in developing and improving financial processes and internal controls
- Prepared management reports and financial summaries for senior leadership to facilitate informed decision-making
- Support the implementation and maintenance of accounting/ERP systems
- Train and supervise junior accounting staff
BOM (BRANCH OPERATION MANAGER)
Bank Alfalah ltd
02.2023 - 09.2023
- Planned, implemented, and controlled all branch operations while supporting operational staff and adopting a problem-solving approach to achieve operational goals.
- Supervised and monitored counter services and operations department, ensuring compliance with Operational Manual and Prudential Regulations.
- Supervised all ATM/CDM operations and formalities for account opening, closing, and amendments to implement KYC and AML policies.
- Ensure proper handling of branch's daily cash, maintenance of proper liquidity levels, daily closing of cash and its reconciliation with branch's books and system; ensuring compliance with SBP's requirements pertaining to cash handling operations
- Ensure proper daily checking of bank's activity report; monitoring of suspense and reconciliation of accounts in line with prudential regulations
- Ensure rectification of exceptions raised by Audit and inspection teams/ICD/Compliance and External Auditors to avoid penalties.
- Checked and balanced FCY cash, reporting findings monthly on ITRS.
- To maintain and monitor staff attendance, leave record and leave planning of the entire branch; developing backups of the key positions; ensuring internal communication; handling administrative and branch's premises issues; keys and test keys administration
- Performed periodic balancing of all account categories to ensure accurate financial reporting.
CSM (COUNTER SERVICES MANAGER)
Bank Alfalah ltd
05.2022 - 02.2023
- Supervise, monitor and control the counter services and all operations department ensuring all transactions comply with Operational Manual and Prudential Regulations.
- Managed daily cash operations, ensured liquidity levels, and reconciled daily cash closing with branch records while adhering to SBP cash handling requirements.
- Planned and implemented branch cash operations, supported cash counter staff, and resolved issues to achieve operational goals.
- Resolved audit and inspection exceptions from compliance and external auditors to prevent penalties.
- Reconciled all account balances regularly to ensure accuracy and compliance.
- To check and balance FCY cash and monthly reporting of ITRS.
- Served as acting branch operations manager in the absence of the regular manager to ensure continuity.
CRO (CUSTOMER RELATIONSHIP OFFICER)
Bank Alfalah ltd
10.2021 - 05.2022
- Activated dormant accounts and processed account amendments, enhancing customer engagement and account usability.
- Opened accounts for individual, joint, and corporate customers, ensuring compliance with banking regulations.
- Processed EOBI account openings and activated EOBI cards to provide customers with essential banking services.
- Debit Card and Cheque Book Booking, Receiving and Issuance.
- Customer Profile (CIF) Creation, Bio Verification from NADRA.
- Issued account statements upon customer requests, providing timely and accurate financial information.
- Utilized Temenos T24 banking software to manage customer accounts and streamline operations.
- T-bills Booking, RTGS, TDR issuance, FTT inward/Outward.
CSO (CUSTOMER SERVICES OFFICER)
Bank Alfalah ltd
11.2019 - 10.2021
- Processed cash deposits, withdrawals, and remittances, facilitating seamless customer transactions.
- Collected utility bills and fees from customers, ensuring accurate transactions.
- Issued bankers cheques to customers, verifying funds and account details.
- Managed ATM replenishment and balancing, ensuring cash availability for customers.
- Sorted and balanced cash daily, completing day-end closing in accordance with banking policies.
- Recorded daily vault out/in entries, ensuring accuracy and compliance.
Financial Accounting Supervisor
Sehgal Shahid & Safdar Charactered Accountants
Islamabad
05.2019 - 11.2019
- Guided clients through tax authority interactions and legal issues related to financial matters.
- Consolidate and analyze financial data.
- Forecasting of financial statements.
- Ensured compliance with accounting standards by delivering annual budget information to accounting department.
- Developed and improved accounting systems and processes to align with business needs.
- Managed daily cash flow to ensure adequate liquidity for operations.
- Islamabad, 44000
Summer Internship
Mari Petroleum Company Limited
Islamabad
06.2018 - 08.2018
- Developed essential business, financial, and analytical skills to support career advancement.
- Maximized productivity by analyzing protocols and identifying areas for Improvement.
- Analyzed problems identified solutions and made decisions.
- Worked on projects using knowledge gained in classes to put together Recommendations for issues.
- Sorted and organized files, spreadsheets, and reports to enhance accessibility and efficiency.
- Coordinated office tasks in Islamabad to ensure smooth operations and effective communication.
Education
Bachelors of Business Administration (H) - Finance
IQRA University
Islamabad08-2018
Skills
- Budget forecasting
- Financial reporting
- Ledger reconciliation
- Financial modeling
- Payroll management
- Payable management
- Microsoft Office Suite
- Software proficiency
- Decision analysis
- Problem resolution
- Time management
- Leadership skills
- Communication skills
Awards
- 2nd Position out of 500 in marketing video competition (Iqra University Promotional Video)
- Community Worker at SOS Children's Village.
- Young Trainer for Traffic Awareness by WWF Pakistan.
Projects
- Research Project (Bachelors), Submitted a research paper on 'FORECASTING OF FINANCIAL STATEMENTS TOP 10 COMPANIES OF PAKISTAN'
- Marketing Management, Built a marketing strategy for the introduction of a new product in the Market. (Plum Juice)
Personal Information
Date of Birth: 02/03/95
Skills Interests
Competent user of Microsoft Office, Canvas, Video editing, Volunteer work, Entrepreneurship, Traveling, Music, Swimming
Timeline
Assistant Finance Manager
UNILINK Gulf Star Trading & Contracting
11.2023 - Current
BOM (BRANCH OPERATION MANAGER)
Bank Alfalah ltd
02.2023 - 09.2023
CSM (COUNTER SERVICES MANAGER)
Bank Alfalah ltd
05.2022 - 02.2023
CRO (CUSTOMER RELATIONSHIP OFFICER)
Bank Alfalah ltd
10.2021 - 05.2022
CSO (CUSTOMER SERVICES OFFICER)
Bank Alfalah ltd
11.2019 - 10.2021
Financial Accounting Supervisor
Sehgal Shahid & Safdar Charactered Accountants
05.2019 - 11.2019
Summer Internship
Mari Petroleum Company Limited
06.2018 - 08.2018
Bachelors of Business Administration (H) - Finance
IQRA University