Waresh Aziz
Grapevine,TX
Summary
Result driven self-starter and fast learner with professional experience in investment analysis, portfolio management, financial planning, risk management, fraud prevention, underwriting, and consumer banking sector. Comfortable to work under high pressure and in goal oriented environment to drive up productivity and deliver results.
Overview
13
13
years of professional experience
Work History
Specialist (Derivatives)
Charles Schwab & Company
04.2023 - Current
- Enhanced relationships with clients by solving complex trading queries and account services, resulting in positive client experience & empowering clients to manage investments and risks. (20,000+ client interactions)
- Worked with financial consultants for acquiring business, and margin risk team to limit risk and exposures.
- Analyzed clients' portfolios using market conditions to present advantages and disadvantages of various strategies to find best solution.
- Served as in-house expert on derivatives trading and hedging; educated clients on derivative strategies and hedging techniques.
- Educated risk averse and income dependent client groups on fixed income and interest sensitive products; presented pros and cons for given situations.
Investor Service Associate
Charles Schwab & Company
06.2022 - 04.2023
- Built and deepened relationships with prospective and existing customers to drive up comprehensive growth and AUM. (9000+ client interactions)
- Educated clients on company products, services and offers tailored to their unique needs.
- Collaborated on implementation of enterprise-level risk management practices with loss prevention and fraud teams.
Investment Consultant
TTI LLC (Self-Employed)
08.2016 - 12.2021
- Intensive engagement with investment analysis and consultancy with over 120 HNW clients. Provided fundamental and technical analysis based investment strategies considering micro & macro-economic factors on 70+ large cap domestic/foreign companies.
- Provided weekly reports based on technical analysis and market drivers for major indices of USA, China, India, Germany, and Brazil. Trained subscribers on complex trading in major trading platforms of top tier brokerages of USA (Etrade, Fidelity, Former TD Ameritrade, Charles Schwab)
Graduate Research Assistant
The University of Texas Rio Grande Valley
01.2015 - 06.2016
- Performed duties at MBA director's office, data management, conducted academic research, assisted faculties and MBA students on 40+ projects.
Private Banker & Credit Risk Manager
Dhaka Bank Limited
02.2011 - 01.2015
- Assessed loan portfolios, financial statements & established credit lines & underwriting for 1500+ clients of 11 service centers under 10 million limit.
- Conducted feasibility studies on acquisition financing for SME businesses through syndicated loans.
- Developed strategies to drive up growth and profitability at branch level.
- Developed monthly reports to be presented for forecasting, budgeting, and result analysis for branch's performance.
- Private client banking and account services.
Education
Master of Science - Finance
The University of Texas At Dallas
Richardson, TX2022
MBA - Business Administration and Management
The University of Texas Rio Grande Valley
Edinburg, Texas.2016
Additional Information
- Series 7
- Series 63
- Series 66
- CFP (Under progress)
Skills
- Problem solving and Analytical ability
- Investment analysis and Active portfolio management
- Financial planning and advice
- Derivatives & Fixed income products
- Loan underwriting and Retail banking
- MS Office, Salesforce, SQL
- Multilingual
Accomplishments
- Worked with central bank for temporary sanction to reschedule delinquent micro businesses loans during country lock down. (DBL)
- 1st place as portfolio manager with highest return out of 9 other teams for 3 consecutive years (UTD)
- 3 consecutive GA awards for academic performances, research activities and service quality.
- 4 academic scholarships (MBA/MSF)
Additional Information
- Shadowed PSM and FC at Schwab to hone suitability assessment skills, techniques to prepare and present financial plans, and deliver recommendations on managed accounts tailored to unique needs.
- Held conferences and presentations on active portfolio management, successful investment techniques, and proven investment philosophies. (UTD- Grad students & Faculties)
- Real Estate Project Developer- 4 Projects(2019-2022)
Timeline
Specialist (Derivatives)
Charles Schwab & Company
04.2023 - Current
Investor Service Associate
Charles Schwab & Company
06.2022 - 04.2023
Investment Consultant
TTI LLC (Self-Employed)
08.2016 - 12.2021
Graduate Research Assistant
The University of Texas Rio Grande Valley
01.2015 - 06.2016
Private Banker & Credit Risk Manager
Dhaka Bank Limited
02.2011 - 01.2015
Master of Science - Finance
The University of Texas At Dallas
MBA - Business Administration and Management
The University of Texas Rio Grande Valley
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