WAYNE WHITED

• Completed real estate appraisals for AMC and private clients, ensuring accurate valuations to support informed decision-making.
• Conducted market analysis to identify property values and trends, informing pricing strategies and investment decisions.
• Executed Quality Control reviews for Texas rural Savings and Loan lender, enhancing appraisal accuracy and compliance.
• Mentored a trainee appraiser to become certified over a 15-month period.

Full Service Corporate Appraisal Company

• Resolved complex valuation issues across multiple states, enhancing appraisal accuracy and compliance.
• Managed 4 state-side collateral appraisal reviewers to ensure accurate and timely appraisals.
• Oversaw 12 off-shore appraiser reviewers, streamlining communication and quality control.
• Original contract position was initially between the two LLCs Altisource and Servicemark. Later changed to FTE.

• Assessed property valuations for mortgage applications and refinancing requests, ensuring accuracy and reliability.
• Reviewed appraisal reports for compliance with industry standards and regulations, maintaining quality assurance.
• Analyzed ROV requests for validity of alternative sales, supporting informed decision-making.
• Participated in continuing education courses related to real estate valuation methods and techniques.

Reviewed appraisals for compliance with industry regulations and standards, mitigating risk for lender.

• Reviewed appraisals for VA compliance, ensuring adherence to federal guidelines.
• Evaluated submitted appraisals for USPAP compliance, maintaining integrity of appraisal process.
• Evaluated property values for residential mortgage applications and refinances.

• Conducted comprehensive property inspections and appraisals for residential transactions, ensuring accurate valuations.
• Evaluated market trends and comparable properties to establish fair market values, enhancing appraisal accuracy.
• Performed thorough collateral analysis to support reliable property assessments, reinforcing compliance and credibility.
• Ensured all work was compliant with Uniform Standards of Professional Appraisal Practice guidelines.

• Conducted appraisal activities according to applicable laws, regulations, and professional standards.
• Oversaw two review appraisers, streamlining workflow in appraisal production and enhancing team output.
• Executed quality control reviews for origination lending, ensuring compliance and accuracy.
• Challenged Fannie Mae repurchase demands, protecting company interests and reducing potential financial liabilities.

• Provided technical guidance to appraisers on valuation techniques and calculations for complex assignments, increasing precision in reporting.
• Trained and supported appraisal desk personnel in resolving valuation issues, improving team efficiency and knowledge.
• Ensured quality standards in origination lending through comprehensive reviews, enhancing accuracy and compliance.

• Led discussions with senior management at four major nationwide lending institutions for negotiating repurchase demands, addressing initial demands and rebuttals.
• Evaluated and completed valuation products for disposition strategy for REO, pre-foreclosure, charge-off, equity analysis, and fraud detection.
• Developed written framework for common repurchase issues, enhancing response timeliness and consistency for demand management.
• Dallas, Texas