Summary
Overview
Work History
Education
Skills
Profile Summary
Skills Experience
Timeline
Work Availability
Work Preference
Generic

Wendy Kocher

Harrison,Ohio

Summary

Demonstrated leadership in supervising teams, ensuring compliance with HUD 203k and Fannie Mae guidelines, and effectively delegating tasks. Proven ability to assess team motivation and resolve issues proactively. Strong communication skills facilitate collaboration with diverse stakeholders, including homeowners, contractors, and inspectors. Expertise in managing multiple responsibilities, such as file setup, document preparation, and project status updates.

Overview

25
25
years of professional experience

Work History

Draw Analyst

Trinity Real Estate Services
Dallas, TX
03.2022 - 03.2025
  • Promote high quality client satisfaction by preparing draw request documents and sending for signature(s), reviewing property inspection reports and submitting the complete draw package for payment review / approval by the lender. Managed time effectively to ensure tasks were completed on schedule, and deadlines were met. Maintained a 100+ project pipeline at all times, while servicing multiple lenders.

Loan Coordinator

Guaranteed Rate Affinity
01.2020 - 01.2021
  • With UW approval the loan file was placed in my lane to obtain and clear all conditions, I ordered the appraisal when needed uploading the Bid or Work Write Up into LenderX for Appraiser to review and attach to appraisal, review appraisal for completeness sending to Borrower(s) with the ECOA Valuation Waiver and the GRA Delivery Letter, was responsible for updating URLA within Encompass all loan information running DU, pulling new credit when needed, clear all participants / property conditions thru Data Verify, obtain clearances thru Sam.Gov, review title, and obtain all conditions with updated disclosures when required making sure the file was ready for submission to underwriting for the clear to close review, with loan approval I would set up closing with Title Agency and or Attorney's Office. I maintained a pipeline of up to 30+ files. Satisfactorily completed all required GRA Compliance Training and BAI compliance training courses

Renovation & Construction Operations Supervisor

Amerifirst Home Mortgage
01.2014 - 01.2020
  • Oversaw the daily operations of the draw team, supervised renovation draw processors, reviewed and approved draw payments for General Contractors, validated General Contractors, managed pre-legal files, spearheaded conflict resolution, maintained renovation and construction policies and procedures, and maintained a pipeline of 60+ projects as a Draw Processor, along with other tasks as assigned. Satisfactorily completed all required AF Compliance Training and BAI Compliance Training courses.

Personal Banker

WesBanco Bank
01.2012 - 01.2014
  • Assist Banking Center Manager with the daily operation of the banking center
  • Take and close various types of Consumer Loan Applications
  • Run Customer Service Window as needed

Licensed Mortgage Loan Originator

American Mortgage Service Co.
01.2011 - 01.2012
  • Registered with NMLS #804977
  • Familiar with FHA, VA, USDA, 203k, and First-time homebuyers loan types

New Account Representative / Loan Originator

Merchants Bank and Trust Co.
01.2000 - 01.2011
  • Daily interaction with clients by phone and in the banking center
  • Processed consumer / mortgage loan applications from start to finish
  • Run Customer Service Window as needed
  • Centralized processing to Loan Department, was responsible for underwriting all consumer / mortgage loan applications
  • Submitted final underwriting worksheet for approval authority
  • Setup files and ordered all services, prepared loan documents for closing and a Notice of Action on denials

Education

Certificate of Achievement -

Emerging Leadership Program
01.2018

High School -

Harrison High School

Skills

  • Multitasking
  • Pipeline management
  • Appraisal review
  • Time management
  • Effective communication
  • Decision-making
  • Document review
  • Loan processing

Profile Summary

Effective and involved supervision ensuring Hud 203k and Fannie Mae guidelines are followed, delegates responsibilities within the team, potential and motivation level to perform the work effectively, takes the initiative to resolve problems., Ability to interface with diverse personalities, use good judgement to communicate to whom with what needs to be accomplished., Performs a variety of responsibilities, including file setup, Draw Document preparation, Change Order Requests, bid review, Work Write Up review, project status update calls with Homeowners, General Contractors, and Inspectors.

Skills Experience

  • Competent, decisive, and results-oriented with 30+ years in finance
  • Strong background in moving a pipeline of files with attention to detail
  • Leadership & Mentorship to team members
  • Accurate accounting process of projects
  • Build and enhance relationships with branch offices and team members

Timeline

Draw Analyst

Trinity Real Estate Services
03.2022 - 03.2025

Loan Coordinator

Guaranteed Rate Affinity
01.2020 - 01.2021

Renovation & Construction Operations Supervisor

Amerifirst Home Mortgage
01.2014 - 01.2020

Personal Banker

WesBanco Bank
01.2012 - 01.2014

Licensed Mortgage Loan Originator

American Mortgage Service Co.
01.2011 - 01.2012

New Account Representative / Loan Originator

Merchants Bank and Trust Co.
01.2000 - 01.2011

Certificate of Achievement -

Emerging Leadership Program

High School -

Harrison High School

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Work Preference

Work Type

Full TimePart TimeContract Work

Work Location

Remote

Important To Me

Work-life balance
Wendy Kocher