Summary
Overview
Work History
Education
Skills
Certification
Assessments
Timeline
Generic

Whitney Anderson

Boiling Springs,SC

Summary

Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Documented strengths in building and maintaining relationships with diverse range of stakeholders in dynamic, fast-paced settings.

Overview

12
12
years of professional experience
1
1
Certification

Work History

Consumer Loan Specialist

1st Heritage Credit
06.2023 - 11.2023
  • Successfully obtained an insurance producer license to accurately educate customers on all loan options and insurance products offered
  • Worked closely with colleagues across various departments to ensure seamless coordination throughout the loan process.
  • Tailored repayment plans for struggling borrowers, minimizing risk of default while maintaining positive client relationships.
  • Assisting past due customers in bring their account current through payment arrangements or assistance programs
  • Accurately explain financial terms to customer to assist in financial decisions for the customer
  • Prepare necessary documentation for collateral processing
  • Maintain accurate drawer balance and ensuring office balanced for day
  • Assist with training of new associates and leadership team
  • Conduct solicitation calls to generate growth for company.
  • Streamlined loan processing procedures for faster turnaround times and improved customer satisfaction.
  • Increased loan application approvals by carefully evaluating financial information and credit history.
  • Ensured regulatory compliance by staying up-to-date with industry legislation, guidelines, and best practices.
  • Reduced delinquency rates through effective communication and negotiation with borrowers experiencing financial difficulties.
  • Collaborated with underwriters to optimize loan conditions for both the lender and borrower.
  • Managed a portfolio of consumer loans, ensuring timely repayments and monitoring performance metrics.

Customer Account Manager

Aarons
08.2017 - 06.2023
  • Attainment and upkeep of customers' accounts including maintaining updated customer information in the store computer system and documenting all customer payment appointments
  • Guide employees with operational functions which include account recommendations, payment frequency and payment history to monitor accuracy
  • Maintain operations of the Accounting department to ensure goals were met
  • Strengthened client relationships through regular communication and personalized account management strategies.
  • Enhanced customer satisfaction by promptly addressing concerns and implementing effective solutions.
  • Improved account retention rates by proactively managing customer accounts and anticipating potential issues before they arose.
  • Increased customer loyalty with attentive account management, fostering long-term relationships with key clientele.
  • Trained new employees on best practices in customer account management, resulting in an increase in overall team performance.
  • Managed high-volume accounts while maintaining strong attention to detail, ensuring accuracy and consistency in all transactions.
  • Championed collaboration and communication within the team, resulting in a more cohesive approach to account management and broader organizational success.
  • Secured on-time payments and collected on delinquent accounts with tailored payment plans.
  • Supervised daily operations and sales functions to maximize revenue, customer satisfaction, and employee productivity.
  • Built client relationships by responding to inquiries, identifying and assessing clients' needs, resolving problems, and following up with potential and existing clients.
  • Handled complaints, provided appropriate solutions and alternatives within appropriate timeframes and followed up to achieve resolution.
  • Maintain operations of store in absence of General Manager
  • Build authentic customer relationships to support customers in their ownership goals and drive sales
  • Manage the collections process by counseling customers to gain timely lease/merchandise renewals
  • Review and close lease agreements, which includes confirming customer identification, collecting money and obtain customer signatures on lease agreements
  • Contact customers who have not renewed merchandise agreements
  • Maintain customers contact over the phone and through home visits
  • Update customers information and maintain accuracy
  • Manage accounts staff to achieve daily, weekly and monthly accounts department goals
  • Clean and certify merchandise in the cleaning station for all merchandise personally returned
  • Complete and maintain weekly vehicle maintenance sheet and route sheets daily
  • Load, secure and protect product in company vehicle
  • Safely operate company vehicle
  • Create and ensure personnel schedules for best operational goals to be met
  • Interview incoming team members to ensure roles were fulfilled
  • Create employee schedules to satisfy needs of daily operations
  • Resolve customer opportunities to ensure satisfaction of customer aligns with company standards
  • Key Holder.

Family Partner

Family Connections
12.2014 - 08.2017
  • Strengthened family connections by providing support and guidance in navigating community resources.
  • Enhanced communication between families and school staff through regular meetings, promoting positive relationships.
  • Empowered families to advocate for their children''s needs by offering workshops on relevant topics such as IEPs and special education services.
  • Maintained accurate records of family interactions and progress, ensuring efficient case management and collaboration with other professionals.
  • Promoted a culture of trust by maintaining open lines of communication with families through phone calls, emails, and home visits.
  • Coordinated with local agencies to provide additional services for families, streamlining access to vital resources like housing or mental health care.
  • Facilitated stronger relationships among families through organized social events such as potlucks or game nights.
  • Visited homes of families and maintained appropriate contact as directed by agency procedures.
  • Maintained detailed case histories, metrics and reports to meet strict standards.
  • Assisted families in navigating the social services system, including applying for benefits, accessing resources and connecting with other family support services.

Stay at Home Mom

Stay At Home Mom
10.2013 - 12.2014

I stayed home with my son born with developmental delays as well as congenital heart defects. He has had multiple surgeries including two heart surgeries. I was able to return to work once he had the second heart surgery.

Sales Advisor

Uncle Joe's Used Cars
11.2012 - 10.2013
  • Increased sales by offering advice on purchases and promoting additional products.
  • Listened to customer details and offered matching solutions to meet wide range of requirements.
  • Maintained current knowledge of applicable sales and product changes in order to provide best possible service for all customer needs.
  • Demonstrated features, answered questions and offered solutions.
  • Responded to in-person and telephone requests for information about company offerings.
  • Scheduled appointments and managed master calendar.
  • Increased sales by establishing rapport with customers and identifying their needs.
  • Developed long-lasting client relationships by providing exceptional customer service.
  • Collaborated with team members to achieve monthly sales goals and improve overall performance.
  • Conducted regular follow-ups with clients, ensuring continued satisfaction and generating future business opportunities.
  • Implemented new sales strategies that led to improved market penetration and higher profit margins.

Remarketing Specialist

American Credit Acceptance
08.2011 - 11.2012
  • Developed comprehensive remarketing plans with cross-channel integration, aligning with overall marketing goals.
  • Optimized ad campaigns for better ROI through continuous monitoring, performance analysis, and adjustments.
  • Streamlined processes for campaign setup and management, resulting in improved efficiency and reduced turnaround times.
  • Exceeded monthly sales targets through consistent follow-up and excellent negotiation skills.
  • Enhanced bidder satisfaction with timely communication and professional customer service.
  • Monitored auction progress, adjusting strategies as needed to maximize revenue generation.
  • Facilitated prompt payment collection from winning bidders, contributing to improved cash flow management after each event.

Education

Bachelors of Science in Sociology -

College of Charleston
Charleston, SC
05.2009

Skills

  • Customer Service
  • Negotiation
  • Cold Calling
  • Event Planning
  • Account Management
  • Management
  • Microsoft Office
  • Recruiting
  • Communication skills
  • Insurance Sales
  • Underwriting
  • Interviewing
  • Office Management
  • Loan Officer Experience
  • Credit Analysis
  • Loan Origination
  • Loan processing
  • Documentation review
  • Underwriting principles
  • Multitasking
  • Risk assessment

Certification

Insurance Producer License, 08/01/23, 06/01/27, State of SC

Assessments

  • Attention to detail, Proficient, 02/01/23, Identifying differences in materials, following instructions, and detecting details among distracting information
  • Management & leadership skills: Planning & execution, Proficient, 02/01/23, Planning and managing resources to accomplish organizational goals
  • Customer focus & orientation, Proficient, 08/01/22, Responding to customer situations with sensitivity
  • Sales skills, Proficient, 02/01/23, Influencing and negotiating with customers
  • Management & leadership skills: Impact & influence, Proficient, 01/01/23, Choosing the most effective strategy to inspire and influence others to meet business objectives
  • Work style: Professionalism, Proficient, 02/01/23, Tendency to be accountable, professional, open to feedback, and act with integrity at work
  • Customer service, Proficient, 08/01/22, Identifying and resolving common customer issues
  • Work style: Reliability, Proficient, 02/01/23, Tendency to be reliable, dependable, and act with integrity at work
  • Administrative assistant/receptionist, Proficient, 04/01/23, Using basic scheduling and organizational skills in an office setting

Timeline

Consumer Loan Specialist

1st Heritage Credit
06.2023 - 11.2023

Customer Account Manager

Aarons
08.2017 - 06.2023

Family Partner

Family Connections
12.2014 - 08.2017

Stay at Home Mom

Stay At Home Mom
10.2013 - 12.2014

Sales Advisor

Uncle Joe's Used Cars
11.2012 - 10.2013

Remarketing Specialist

American Credit Acceptance
08.2011 - 11.2012

Bachelors of Science in Sociology -

College of Charleston
Whitney Anderson