Dynamic professional with a proven track record at Kemper Auto Insurance Company, excelling in claims investigations and customer centricity. Expert in leveraging digital literacy and empathy to enhance client satisfaction and efficiency. Achieved significant improvements in claims resolution processes, demonstrating a keen ability for in-depth analysis and decision-making.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Total loss Adjuster
Kemper Auto Insurance Company
Birmingham, AL
03.2024 - Current
Responsible for assessing and managing claim involving total loss of property
Evaluate claims to determine if they qualify as total losses based on policy terms and conditions
Prepare detailed reports outlining findings, including the cause of loss and the extent of damages
Liaise with policyholders, insurance agents, and legal representatives to facilitate the claims process
Negotiate settlements with policyholders and other parties to reach an agreeable resolution
Ensure that all claims handling complies with legal and regulatory standards
Stay informed about market values and trends to accurately assess property values and loss amounts
Maintain ongoing communication with all parties involved until the claim is resolved
Maintain accurate and organized records of all claims and communications for future reference
Adjuster Auto Liability/Bodily Injury Adjuster
Kemper Auto Insurance Company
Birmingham, AL
11.2021 - 03.2024
Responsible for handing insurance claims to damages to automobiles and fix-property arising from motor vehicle accidents
Investigates, reviews, determines and verifies coverage/policy information, provides coverage explanation to customer
Evaluate damages through review of police reports, medical records, and repair estimates to ensure accurate claims settlement
Summarizes documents and enters claim systems notes, documents a claim file with notes, evaluations and decision-making process
Collaborate with internal departments such as legal, medical, and underwriting to resolve complex claims efficiently
Maintain detailed documentation and records of claims activities using company databases and systems
Provide exceptional customer service by addressing inquiries, concerns, and complaints in a timely and professional manner
Dispute resolutions and responds to objections
Pursue at-fault party and identify legal liability
Resolve and negotiate unrepresented bodily injury Claims
Sr. Subrogation Motor Vehicle Claims Adjuster
Claims Management Resources
Oklahoma City, OK
09.2015 - 10.2021
Responsible: Evaluate, negotiate, and settle subrogation claims within Corporate Claim Standards
Investigating claims issues and providing information to insurance including, but not limited to homeowners and contractors
Negotiating settlements with responsible parties, insurance carriers, and legal representatives
Investigate subrogation claims to determine and determine recovery potential
Conduct thorough investigation, evaluation, and adjustments of subrogation claims in accordance with establish claim handling standard and laws
Maintain accurate documentation and records of subrogation activities
Ensure effective and timely communication with client, claimants, and relevant parties throughout the claim adjustment process
Monitor statutes of limitation and prepare and refer cases to subrogation counsel for civil filing as needed
Application of information and techniques provided adjuster training curriculum (i.e
Insurance basic, principles/ theories of liability and negotiations strategies)
Customer Service Representative
Midland Mortgage
Oklahoma City, OK
04.2014 - 09.2015
Authenticating the caller and determining how to help
Verify call information accurately while following company policy and procedures while abiding law regulation
Review notes thoroughly and making sure all question are answered
Clarifying resolution with customers
Place global notes on loans account regarding the conversation and action required
Transfer call upon request or when required to do so
Process pay by phone money transaction from customers back account
Cancel or make changes to property and optional insurance
Update customer address or other personal information
Order payoff statements, paid in full letter, and lien release per request
Education
Associate of Applied Science - Health Information Management