Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

William Richards

Albuquerque,NM

Summary

Dynamic Lead Investigator with extensive experience at Wells Fargo, excelling in internal fraud investigations and risk assessments. Proven ability to foster relationships with law enforcement and deliver expert court testimony. Skilled in detailed report writing and compliance assessment, consistently achieving high-quality results that enhance organizational reputation.

Overview

42
42
years of professional experience
1
1
Certification

Work History

Lead Investigator

Wells Fargo & Company
09.1995 - 10.2025
  • Conducted internal fraud investigations involving employees and contractors.
  • Issued written report findings for review by senior management and government agencies.
  • Developed and maintained strong professional relationships with law enforcement agencies, fostering cooperation in investigations.
  • Streamlined team communication for improved collaboration and case management.
  • Provided expert testimony in court proceedings, contributing to favorable outcomes.
  • Managed complex internal fraud cases with multiple stakeholders, ensuring timely updates and effective coordination of efforts.
  • Enhanced the reputation of the company by consistently delivering high-quality results that exceeded expectations.
  • Provided mentoring and guidance to junior investigators as they navigated their career paths within the industry.
  • Conducted risk assessments for clients'' businesses or assets, providing actionable recommendations for mitigation measures.

Asset Investigations

Bank of America - Financial Resource Management
10.1991 - 12.1994
  • Conducted background investigations to verify asset information provided on settlement agreements involving debt forgiveness.
  • Self-motivated, with a strong sense of personal responsibility.
  • Excellent communication skills, both verbal and written.
  • Skilled at working independently and collaboratively in a team environment.
  • Proven ability to learn quickly and adapt to new situations.
  • Managed time efficiently in order to complete all tasks within deadlines.
  • Worked well in a team setting, providing support and guidance.

Commercial Loan Workout Officer

Bank of America (North Carolina National Bank Succsssor)
09.1989 - 10.1991
  • Handled a portfolio of distressed commercial loans as part of the FDIC recovery program involving FirstRepublic Bank.
  • Responsible for working out debt settlement agreements between borrower and the FDIC.
  • Engaged outside legal council for complex credit arrangements and to ensure best possible return for the FDIC
  • Prepared credit settlement proposals for review by senior bank management and FDIC credit committee
  • Coordinated cross-functional teams to address complex issues, leading to more efficient problem-solving processes.

Special Agent

Federal Bureau of Investigation, FBI
05.1989 - 09.1989
  • Completed new agent training program
  • Left to pursue another job opportunity in banking
  • Actively participated in ongoing training programs, staying up-to-date on industry trends and best practices for superior job performance.


Loan Officer / Collection Manager

Educators Credit Union
09.1983 - 05.1989
  • Managed a diverse portfolio of loans while maintaining strong relationships with borrowers and referral partners.
  • Ensured compliance with all federal and state regulations throughout the loan origination process.
  • Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Handled repossessions of loan collateral and initiated lawsuites to recover charged off debts

Education

Bachelor of Science - Banking And Finance

University of Mary Hardin-Baylor
Belton, TX
06-1983

Skills

  • Interview techniques
  • Video surveillance systems
  • Detailed report writing
  • Evidence processing
  • Records management
  • Risk assessment
  • Compliance assessment
  • Court testimony
  • Money laundering investigations

Certification

  • Certified Fraud Examiner - ACFE, Austin, Tx - May 2014

Timeline

Lead Investigator

Wells Fargo & Company
09.1995 - 10.2025

Asset Investigations

Bank of America - Financial Resource Management
10.1991 - 12.1994

Commercial Loan Workout Officer

Bank of America (North Carolina National Bank Succsssor)
09.1989 - 10.1991

Special Agent

Federal Bureau of Investigation, FBI
05.1989 - 09.1989

Loan Officer / Collection Manager

Educators Credit Union
09.1983 - 05.1989

Bachelor of Science - Banking And Finance

University of Mary Hardin-Baylor
William Richards