Winner Ukonu
Summary
Driven AML investigator , KYC | Fraud Analyst, and proudly offering over 9 years' experience in Suspicious Activity Reporting, data analysis, and fraudulent pattern identification. A determined professional known for reviewing and identifying suspicious activity. Offering a relentless commitment to finding solutions to problems.
Overview
7
7
years of professional experience
1
1
Certification
Work History
AML|KYC Operation Analyst- Institutional Onboardin
TTPM INTERNATIONAL CONSULTANTS LIMITED
High Point, NC
07.2023 - 01.2024
- Presented findings to management and executive leadership and fielded questions to help refine strategies.
- Documented findings from investigations into irregularities or discrepancies related to operations activities.
- Assisted in the development of training materials for operations staff members.
- Review banking records and KYC documents and conducted due diligence reviews for Customer on- boarding.
- Review data integrity for client due diligence, including coordinating the participation of customer stakeholders who have account opening responsibilities.
- Ensured that the bank’s AML regulations were adhered to and monitored account activities regularly.
- Analyzed large datasets from external sources and integrated them into existing reporting systems.
- Review data integrity for client due diligence, including coordinating the participation of customer stakeholders who have account opening responsibilities.
AML Investigator (Global Risk)
EY
Charlotte, NC
01.2023 - 07.2023
- Developed, implemented, and monitored process control metrics to ensure compliance with operational standards.
- Presented findings to management and executive leadership and fielded questions to help refine strategies.
- Drafted SARs in compliance with BSA guidelines within set time frames.
- Participated in special project involving the review and possible mitigation of escalated cases per outlined procedures.
- Analyzed cases to know if a Suspicious Activity Report (SAR) should be filled.
- Escalating Suspicious Activities Reports (SAR) that display elements of AML and Terrorism Finance.
- Constantly communicated with project managers as well as stakeholders on project updates.
- Maintain current knowledge of the Bank's Secrecy Act and all related anti-money laundering and OFAC regulations.
- Accumulating facts from investigations to be utilized in presentations to Senior Management and Compliance.
Fraud Analyst II
Guidehouse
Texas City, TX
06.2022 - 01.2023
- Made recommendations for closing accounts and performed associated follow-up.
- Collaborated with other departments on investigations as needed to review evidence, analyze data, and prepare reports for management.
- Investigate Payer/Payee relationship, Unusual Deposits, Low Balance, Unusual Withdrawal, Multiple Deposits.
- Tracked chargeback activity to identify best practices for determining fraud.
- Maintained up-to-date knowledge of relevant federal laws regarding fraud prevention.
- Used multiple data sources to derive end-to-end fraud performance metrics.
- Conducted reviews of flagged transactions and reports that showed potential suspicious activity.
- Investigate Payer/Payee relationship, Unusual Deposits, Low Balance, Unusual Withdrawal, Multiple Deposits.
- Monitored customer accounts and identified any discrepancies or irregularities in account activity.
- Manage complex investigations involving matters such as multiple relationship accounts, tiered and multi-faceted transactions
- Documented investigative findings in reports.
- Other duties as assigned.
KYC Due Diligence Analyst - Client Onboarding/Reviewer
Dexian
Raleigh, NC
10.2021 - 05.2022
- Kept senior management informed of project statuses.
- Assisted with analysis and data gathering in support of risk assessment.
- Monitored regulatory change required by new and revised laws and regulations, communicating complex protocols and determining operational impacts.
- Gathered information from external sources such as public records and industry experts to support due diligence efforts.
- Conduct Screenings on Entities and Individuals for periodic review / Excellent communication and stakeholder management.
- Partner with the Business Unit, including Financial Advisors and Branch Risk Officers to ensure appropriate client on-boarding due diligence processes are enacted while providing a positive client experience.
- Reviewing periodic EDD files information from Sales, and Client associated with the entity.
- Ensures risks associated with business activities are optimally identified, measured, monitored, and controlled.
- Prepared high-risk reviews with results and recommendations for customer onboarding, closure, and retention.
- Escalated concerned questions and suspicious activities found to FIU/ SAR writing.
AML Investigator Analyst
USAA Federal Savings Bank
Charlotte, NC
04.2021 - 10.2021
- Interfaced with bankers to obtain information related to client's transaction activity.
- Analyzed cases to know if a Suspicious Activity Report (SAR) should be filled.
- Analyzed results of complex investigations and delivered concise written conclusions to management.
- Inspected cash reserves and bank-owned securities to check internal control procedures.
- Conducted investigations into potential money laundering activities and reported findings to the Senior Management and compliance department.
- Escalating Suspicious Activities Reports (SAR) that display elements of AML and Terrorism Finance Red flags.
- Identifies and manages existing and emerging risks that stem from business activities and the job role.
Senior AML Analyst
TTPM
High Point, NC
08.2019 - 08.2021
- Provided regulatory compliance training to employees.
- Reviewed alerted activities for both system and manual generated cases for Global Consumer Banking.
- Reviewed and analyzed customer due diligence documents to ensure compliance with AML regulations.
- Performed data analysis using various software tools such as Excel, Access, and SQL.
- Performed internal and external research on every client including Peps for negative media list and Prior SAR filings.
- Escalated concerned questions and suspicious activities found to FIU.
- Conducted periodic reviews of existing customers' accounts to identify any suspicious activity or transactions.
- Drafted SARs in compliance with BSA guidelines within set time frames.
- Escalating Suspicious Activities Reports (SAR) that display elements of AML and Terrorism Finance Red flags.
AML Compliance Analyst
Coinbase
Charlotte, NC
01.2017 - 11.2018
- Performed special reviews to support management needs.
- Collaborated with various departments within the organization to develop effective solutions for ensuring ongoing compliance.
- Partner with the Business Unit, including Financial Advisors and Branch Risk Officers to ensure appropriate client on- boarding due diligence processes are enacted while providing a positive client experience.
- Consulted with compliance department to create regulatory reports.
- Critically analyzed flagged scenarios as potential suspicious transactions according to guidelines provided by the Global Financial Crimes.
- Reviewed client's KYC documentations as guidelines to case dispositions.
Education
Bachelor of Arts - Social Justice
WINSTON SALEM STATE UNIVERSITY
Winston-Salem, NC05-2024
Associate of Arts - Criminal Justice
Davidson County Community College
Thomasville, NC05-2019
Bachelor of Science - Psychology
Caritas University
Nigeria05-2013
Skills
- Experience in Leadership
- Critical Thinking
- Regulatory Issues
- Compliance Review
- Risk Mitigation
- Microsoft Excel
- Microsoft Access
- Microsoft SharePoint
- Microsoft PowerPoint
- Investigation Leadership
- Investigative Reporting
- Risk Assessment
- Financial Controls Implementation
- Risk Management Strategies
Certification
- investigative principles
- emphasis in corrections
Languages
English
Professional
igbo
Professional
Swahili
Elementary
Yoruba
Limited
References
References available upon request.
Timeline
AML|KYC Operation Analyst- Institutional Onboardin
TTPM INTERNATIONAL CONSULTANTS LIMITED
07.2023 - 01.2024
AML Investigator (Global Risk)
EY
01.2023 - 07.2023
Fraud Analyst II
Guidehouse
06.2022 - 01.2023
KYC Due Diligence Analyst - Client Onboarding/Reviewer
Dexian
10.2021 - 05.2022
AML Investigator Analyst
USAA Federal Savings Bank
04.2021 - 10.2021
Senior AML Analyst
TTPM
08.2019 - 08.2021
AML Compliance Analyst
Coinbase
01.2017 - 11.2018
Bachelor of Arts - Social Justice
WINSTON SALEM STATE UNIVERSITY
Associate of Arts - Criminal Justice
Davidson County Community College
Bachelor of Science - Psychology
Caritas University
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