Wynne Morgan

Bank Examiner Trainee (September 2015- September 2016)

• Assisted in reviewing bank records to determine bank's financial condition and compliance with laws and regulations.
• Analyzed profit-and-loss accounts.
• Analyzed investment portfolios.
• Reviewed and analyzed deposit structure.
• Reviewed and analyzed fixed asset accounts.
• Reviewed Internal routines and controls.
• Reconciled asset and liability accounts.

Assistant Bank Examiner (September 2016-September 2017)

• Reviewed bank records to determine bank's financial condition and compliance with laws and regulations.
• Interpreted bank compliance with law and departmental regulations and policies.
• Tested bank's conformance with established policies and objectives (asset/liability management and investments).
• Analyzed internal and external audit functions.

Junior Bank Examiner (September 2017 - December 2018)

• Analyzed current financial condition of banks (Capital, Asset Quality, Management, Earnings, Liquidity and Funds Management, and Sensitivity to Market Risk).
• Review operations and practices for conformity with applicable laws and regulations.
• Analysis of loans, loan collateral and lending policies.

Senior Bank Examiner (December 2018- April 2023)

• Responsible for preparing and overseeing operational analysis portion of safety and soundness bank examinations.
• Investigated activities of institutions to enforce laws and regulations, assessing legality of transactions and operations or financial solvency.
• Completed assessments of financial and performance records and reports to promote operational improvements.
• Resolved problems concerning loan investment portfolios, capital and specific or large troubled accounts.
• Performed reviews of annually approved bank policies and procedures to evaluate compliance with regulatory requirements and standards.
• Reviewed and discussed findings, conclusions and areas of concern with board of directors, committees of board or senior bank management in coordination with EIC.
• Directed and participated in formal and informal meetings with bank directors, trustees and consultants to gather information and discuss findings.
• Authored thorough reports detailing results of investigations and recommendations to improve compliance and maintain solvency.
• Trained and supervised junior financial examiners, explaining procedures and protocols.

Commissioned Senior Bank Examiner (October 2020- April 2023)

• Successful completion of Arkansas State Bank Department Bank Commissioner's Examination.

• Sales responsibilities for Riceland Food's Hunger Relief Partnership program and USDA Domestic Bid Invitations (Solicitations).
• Responsible for preparing and maintaining sales forecast for large-scale rice division.
• Monitored sales performance, analyzed sales data and reported all sales weekly to sales committee.
• Participated in pricing strategy and packaging discussions.
• Assisted and directed notable projects for sales and packaging departments.
• Conducted market research on new product lines and services.
• Analyzed, planned and developed strategic plans to successfully enter into emerging product markets.
• Assisted sales force in promoting Riceland Foods product line at various food shows and marketing events.
• Represented Riceland Foods at 2011 International Havana Trade Show.