Results-driven credit risk modeler with expertise in statistical analysis and business intelligence. Proven ability to implement innovative modeling techniques and manage database development to enhance risk assessments.
Overview
17
17
years of professional experience
Work History
Sr. manager Credit Risk modeling management
Target
Minneapolis, Minnesota
01.2012 - 01.2026
Developed credit risk models using advanced software and tools (SAS and XENO etc).
Conducted quality checks on modeling outputs to ensure accuracy, stability, and consistency.
Implemented new modeling techniques to enhance design processes(Oracle, DB2 Unix ).
Reviewed client feedback to refine modeling strategies and enhance deliverables.
Collaborated with project consulate teams to coordinate database development and define project scopes and limitations.
Created conceptual, logical and physical data models for use in different business areas.
Created and implemented complex business intelligence solutions.
Planned and installed database management system software upgrades to enhance systemic performance.
Established and determined optimum values for database parameters using manuals and calculators.
Sr. Credit Risk Modeler/Consulate
Bank of America
Charlotte, North Carolina
08.2008 - 12.2011
Collaborated with teams to validate and enhance modeling techniques and processes, improving accuracy and reliability.
Utilized statistical software for complex data analyses and simulations, supporting model development and risk assessment.
Developed detailed financial models to support investment analysis and decision-making.
Collaborated with cross-functional teams to enhance model accuracy and functionality.
Conducted thorough data validation to ensure integrity of financial projections.
Chief Manager, IT & Cybersecurity Risk, AI Risk, Digital Risk, Risk Management Dept. Corporate Office at Bank of BarodaChief Manager, IT & Cybersecurity Risk, AI Risk, Digital Risk, Risk Management Dept. Corporate Office at Bank of Baroda