Mickinley McAtee
Greenville,SC
Summary
A highly skilled and results-oriented professional with 5 years of experience in banking, underwriting, and risk management, proven expertise in financial analysis, creditworthiness evaluation, and adept management of diverse loan portfolios for both personal and commercial clients. Demonstrated ability to ensure regulatory compliance, uphold industry standards, and drive informed decision-making to mitigate risk and foster business expansion. Exceptional communication, interpersonal skills, and consistently building strong relationships with clients, colleagues, and stakeholders. Highly organized, detail-oriented, and committed to delivering outstanding service and contributing to organizational success. Experienced in management roles.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Credit Analyst
Global Lending Services LLC
Greenville, SC
06.2024 - Current
- Analyzed credit applications, financial documents, and customer data to assess risk and determine borrow creditworthiness.
- Made informed decisions on loan approval and denials, ensuring alignment with company policies, risk tolerance, and regulatory requirements.
- Ensured all loan decisions complied with internal credit policies and industry regulations.
- Communicated effectively with internal teams and external partners to clarify information, provide updates, and explain credit decisions professionally.
- Monitored and managed the overall risk portfolio, balancing loan growth with credit quality.
- Maintained accurate records of credit decisions and documented rationales for approvals and denials.
- Generated and reviewed reports to track performance and ensure adherence to lending guidelines.
- Stayed current with industry trends, regulatory changes, and best practices in credit analysis and auto lending.
- Collaborated closely with sales and operations teams to optimize loan origination processes.
Operations Supervisor
Alpine Bank
Steamboat Springs, CO
03.2022 - 04.2024
- Managed daily banking operations, including processing transactions, creating wires, and issuing debit cards.
- Guided clients through applikcation processes and provided support for online banking products.
- Oversaw cash handling, reviewed and managed client accounts, and resolved complex customer inquiries.
- Cultivated strong client and inter-departmental relationships through effective communication.
- Navigated and utilized multiple POS and client management systems.
- Set up new accounts, promoted new products and services, and performed daily balancing.
- Managed workload and staff independently, demonstrating strong leadership and problem solving skills.
Personal Assistant
The Lou Rose Salon
Steamboat Springs, CO
06.2020 - 06.2022
- Provided comprehensive administrative support to the salon owner, including email management and spreadsheet creation.
- Managed client communications, appointment scheduling, and event partnerships.
- Maintained and organized professional and personal schedules, including travel arrangements.
- Ensured compliance with health regulations and maintained a sanitized work environment.
- Managed inventory, supplies, and oversaw the renewal of regulatory licensing.
- Organized and maintained meticulous client and business files.
CNA
Casey's Pond Senior Living Community
Steamboat Springs, CO
04.2019 - 06.2020
- Provided direct patient care in assisted living and specialized care units, assisting with daily activities such as dressing, bathing, meal preparation, and bathing.
- Administered medications, provided palliative and post-mortem care, and managed wound care.
- Maintained detailed daily records of resident activities, mental capacities, and health updates.
- Communicated effectively with doctors and families regarding resident care and new diagnoses.
- Specialized in supporting residents with dementia, including managing sundowning behaviors.
In-Home Caregiver
AdvoCare International
Boseman, MT
11.2018 - 04.2019
- Provided in-home care, assisting patients with daily activities, personal hygiene, and meal preparation.
- Managed household tasks, including cleaning and grocery shopping.
- Administer medications, coordinated with doctors, and transported patients to appointments.
- Offered palliative care, post-mortem care, and emotional support to patients and families.
Caregiver
Spring Creek Inn
Boseman, MT
06.2018 - 01.2019
- Provided overnight stocking and personal care for dementia patients, including dressing and feeding assistance.
- Managed end of life and palliative care, ensuring resident comfort and safety.
- Performed facility cleaning, laundry, and de-escalation of sundowning behaviors.
- Maintained manual and digital records of resident progress and activities.
Cashier
Alterra Mountain Company
Steamboat Springs, CO
01.2017 - 04.2018
- Managed opening and closing duties, including cash handling and drawer reconciliation.
- Provided customer service, resolved complaints, and answered customer inquiries.
- Maintained inventory and restocked shelves.
Hostess Manager
Mambo's Restaurant
Steamboat Springs, CO
01.2017 - 04.2018
- Managed dining reservations, table allocations, and special requests.
- Communicated with guests and local concierge services to ensure exceptional guest experience.
- Supported wait and bar staff to optimize service and delivery.
- Managed staff time cards and weekly schedules.
Education
Associate of Arts - Nursing
Colorado Mountain College
Steamboat Springs01-2019
High School Diploma -
Steamboat Springs High School
Steamboat Springs, CO01-2019
Skills
- Financial analysis, risk assessment, underwriting, loan portfolio management, regulatory compliance, credit analysis, loan organization, credit relationship management, cash management, auditing, B2B, B2C, operations, process improvement, remote collaboration, Microsoft Office, Google Workplace
Certification
- First Aid, CPR, and AED
- Certified Nursing Assistant (CNA) 2019-2021
- Food handler certification
- QMHP certification
- State-tested nursing assistant
- Certified notary public
Timeline
Credit Analyst
Global Lending Services LLC
06.2024 - Current
Operations Supervisor
Alpine Bank
03.2022 - 04.2024
Personal Assistant
The Lou Rose Salon
06.2020 - 06.2022
CNA
Casey's Pond Senior Living Community
04.2019 - 06.2020
In-Home Caregiver
AdvoCare International
11.2018 - 04.2019
Caregiver
Spring Creek Inn
06.2018 - 01.2019
Cashier
Alterra Mountain Company
01.2017 - 04.2018
Hostess Manager
Mambo's Restaurant
01.2017 - 04.2018
Associate of Arts - Nursing
Colorado Mountain College
High School Diploma -
Steamboat Springs High School
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