Yadwinder singh chehal
Banker
16400 lancaster street delhi,CA
Summary
Dynamic banking and financial services leader with over 21 years of experience in driving operational excellence, sales growth, and strategic business development. Proven success as Regional Head at IndusInd Bank LTD, overseeing 30 branches and managing a substantial book size of 500 crores in liabilities while consistently achieving ambitious sales targets and enhancing market penetration. Expertise in nurturing key relationships with decision-makers across various sectors has resulted in sustained business expansion and profitability. Strong advocate for team development, fostering high-performing teams that achieve low attrition rates and high productivity levels, complemented by a solid educational foundation in marketing and finance.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Regional Head (Rural) - Vice President-2
IndusInd Bank Ltd
05.2019 - 03.2025
- Actively leading and motivating a diverse team of 125 employees, aiming for the lowest attrition and highest productivity levels in terms of account acquisition and fee productivity per employee.
- Delivered consistent results in challenging markets, adapting strategies to meet changing conditions.
- Strategizing and executing comprehensive business development plans to enhance market penetration, increase deposit growth, and achieve pre-set sales and profit targets across a wide range of financial products including CASA, life insurance, mutual funds, and general insurance.
- Ensuring optimal customer satisfaction through the development and implementation of service quality norms, fostering a positive and responsive customer service environment.
- Implemented data-driven decision making, using analytics to identify trends and inform strategy development.
- Overseeing the recruitment, training, and professional development of staff, fostering a culture of excellence, teamwork, and continuous improvement.
Branch Head, DVP
RBL Bank
07.2017 - 05.2019
- Increased branch revenue by implementing effective sales strategies and maintaining strong customer relationships.
- Achieved consistent growth in loan portfolio by offering tailored financial solutions to clients'' needs.
- Mentored junior staff members, cultivating a culture of continuous learning and development.
Branch Business Leader
Yes Bank Ltd
08.2008 - 07.2017
- Branch Business Leader – Ludhiana (Regional Branch) Sep 2016 - July 2017
- Branch Business Leader – Khanna Sep 2014 – Aug 2016
- Branch Business Leader – SME Ludhiana Millerganj Oct 2012 – Aug 2014
- Branch Business Leader – Mandigobindgarh Oct 2009 - Sep 2012
- Cluster Wealth Leader North 1 - Ludhiana Aug 2008 - Sep 2009
- Growth
Relationship Officer - Retail Banking
IDBI Bank LTD
07.2004 - 10.2006
- Focused on the acquisition and servicing of premium corporate and individual accounts, significantly contributing to the bank's growth in the retail banking sector.
- Managed front office operations, ensuring compliance with banking regulations and maintaining high standards of customer service and satisfaction.
Education
BBA - Business Administration And Management
Punjab Technical University
Jalandhar, India01.2001
Skills
- Business Development
- Customer Service Excellence
- Financial Analysis & Reporting
- Sales Management
- Portfolio Management
- Cross-functional Team Coordination
- Relationship Management
- Compliance & Regulatory Standards
- Project Management
- Team Leadership & Development
- Revenue & Profit Growth
- Digital Banking Solutions
- Financial Product Expertise
- Branch Management
- Negotiation and Persuasion Skills
- Team management
- Operations management
- Innovation and creativity
- Human resources management
- Customer satisfaction
- Relationship building
Accomplishments
- Earned invitations to annual conventions in prestigious locations including Hong Kong, Macau, and Greece, in recognition of exceptional performance.
- Selected for the semi-annual convention in Bangkok, highlighting consistent achievement and contribution to the bank's success.
Certification
- National Stock Exchange Certification in Financial Markets - AMFI (Advisory Module) 2019
- IRDA Certification 2019
Personal Details
English & Hindi
Timeline
Regional Head (Rural) - Vice President-2
IndusInd Bank Ltd
05.2019 - 03.2025
Branch Head, DVP
RBL Bank
07.2017 - 05.2019
Branch Business Leader
Yes Bank Ltd
08.2008 - 07.2017
Relationship Officer - Retail Banking
IDBI Bank LTD
07.2004 - 10.2006
BBA - Business Administration And Management
Punjab Technical University
Similar Profiles
Smita RaoSmita Rao
Vice President - Learning and Development at IndusInd Bank LtdVice President - Learning and Development at IndusInd Bank Ltd
Kailash MishraKailash Mishra
Head Business Planning - Retail Assets at IndusInd Bank LtdHead Business Planning - Retail Assets at IndusInd Bank Ltd
Mohit SharmaMohit Sharma
Pioneer Relationship Manager-Affluent Banking at IndusInd Bank LtdPioneer Relationship Manager-Affluent Banking at IndusInd Bank Ltd
Manoj ShahManoj Shah
Area Head- Business /Affluent Banking at IndusInd Bank LtdArea Head- Business /Affluent Banking at IndusInd Bank Ltd
Michael WilliamsMichael Williams
Wholesale Sales Manager at Lancaster Farm Fresh CooperativeWholesale Sales Manager at Lancaster Farm Fresh Cooperative