Yailin Puga
Brighton,MI
Summary
Compliance professional with 8+ years of experience across banking and highly regulated industries. Expertise in CDD/EDD, KYC/CIP, regulatory examinations, licensing, and due diligence. Proven ability to maintain audit-ready compliance programs and manage regulator interactions. Seeking to return to banking as a CDD / EDD Analyst.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Compliance Consultant
Independent Compliance Consultant
01.2019 - Current
- Lead compliance consultant overseeing two state licenses across two facilities.
- Manage regulatory compliance with the Michigan Cannabis Regulatory Agency (CRA) and county authorities.
- Performed third-party/vendor due diligence aligned with risk tiering, including sanctions screening, adverse media checks, and review of corporate documents.
- Led license applications and renewals, achieving three consecutive years of successful renewals.
- Supported regulatory examinations and audits by preparing customer due diligence evidence, risk assessments, and responses to examiner/auditor requests.
- Maintained compliance documentation, policies, and procedures.
- Oversaw transactional compliance controls and regulatory reporting.
- Maintained a clean compliance record, with no lines or enforcement actions.
- Prepared detailed reports outlining compliance status for management review and action plans.
CDD / EDD Analyst
Mercantil Commercebank USA
Doral, USA
10.2016 - 12.2018
- Performed CDD and EDD reviews for high-risk customers.
- Conducted adverse media searches and enhanced due diligence investigations.
- Reviewed complex corporate and multi-jurisdictional ownership structures.
- Reviewed KYC/KYA documentation for regulatory compliance.
- Escalated high-risk findings and supported account closure decisions.
- Maintained audit-ready EDD files and supported regulatory examinations.
Senior Retail Account Validation Analyst
BankUnited USA
Miami Lakes, USA
08.2014 - 10.2016
- Identified and remediated KYC/CIP deficiencies.
- Served as liaison between branches and Compliance, BSA/AML, Audit, and Legal teams.
- Supported internal and external audits.
Education
Associate of Arts - Business Administration
Miami Dade College
Miami, FLSkills
- CDD & EDD Reviews
- KYC / CIP
- Customer Risk Profiling
- Regulatory Compliance
- Licensing & Examinations
- Adverse Media Review
- Transaction Oversight
- Vendor Due Diligence
- Policies & Procedures
- Regulatory Reporting
- Complex Ownership Structures
- Microsoft Excel
- Microsoft Word
- Microsoft PowerPoint
Languages
- English
- Spanish
Languages
English
Full Professional
Spanish
Full Professional
Certification
INTERNATIONAL CERTIFIED KYC SPECIALIST
Timeline
Compliance Consultant
Independent Compliance Consultant
01.2019 - Current
CDD / EDD Analyst
Mercantil Commercebank USA
10.2016 - 12.2018
Senior Retail Account Validation Analyst
BankUnited USA
08.2014 - 10.2016
Associate of Arts - Business Administration
Miami Dade College