Result-driven Closing Processor with expertise in real estate transactions, loan documentation, and title searches. Demonstrates a deep understanding of industry regulations and guidelines. Excels in client service, teamwork, multitasking, and time management. Achieved notable contributions to process improvements and efficiency in previous roles.
Overview
10
10
years of professional experience
Work History
Closing Processor
Mitchell, Ross, Roconni and McMillan, PLLC
Clarksville, TN
08.2024 - Current
Process file from initial contract submission to funding, which encompasses initial order to preparing, balancing and the submission of initial and Final Closing Disclosures/Settlement Statements with Title companies and Lenders, in the required time frame and guidelines
Ensure accuracy, organize, review and analyze documents in the loan file related to closing; work with appropriate departments or third parties to rectify any issues
Ensure all closing documents have been signed by all necessary parties and submit funding documents to coordinating lenders/third parties to obtain funding authorization in order to be able to disburse and fund your loan file
American Red Cross
Nashville, TN
01.2024 - 08.2024
Ensure donor safety during phlebotomy process and product purity
Provide customer service to donors while screening their health history and physical exams
Recruit donors to ensure goals are met for the drives
Steadfast Mortgage
Nashville, TN
05.2022 - 11.2023
Review initial loan approval and work with the borrower to gather appropriate documentation and organize and set up loan files
Once set up, monitor loan files from start to finish and provide any and all documentation needed from the borrower(s) to provide to the processors and underwriters
Facilitates the mortgage loan disclosures and application process by validating mortgage loan application information and verifying that the loan application meets established industry standards
Collect all required documentation for the loan package
Communicate with loan officers, clients, agents, attorneys and title companies regarding closing packages
F&M Bank
Nashville, TN
08.2020 - 05.2022
Setting up commercial/consumer loan files, responsible for maintaining department files in an accurate and efficient manner
Contact customers for any related items to complete a loan file
Perform procedures related to advances, paydowns, and disbursement process
Reviews all loan documents prior to closing to ensure that they will cover the intended collateral and document the borrowers and guarantor's obligations to the bank
F&M Bank Administrative Services Center
Clarksville, TN
05.2017 - 07.2020
Prepare closing instructions to be forwarded to closing agents and maintain the commercial pipeline with current active loans
Managing the loan closing process from initial application to funding and booking of loan
Assist underwriters and third parties in clearing pre-funding conditions
Monitor construction loan draws, receipts of appraisals, environmental reports, preliminary title reports, credit reports and other third party reports to ensure timely receipt and provide support to the commercial lenders and borrower needs
Coordinate final preparation of loan documents, balance final settlement statements and closing procedures with title officers and closing attorneys
Mt. McKinley Bank
Fairbanks, AK
02.2015 - 03.2017
Calls specified companies to obtain property abstract, survey, and appraisal
Informs supervisor and loan officers of discrepancies in loan file, including title, appraisal, and survey
Prepares and submits mortgage loan application file for underwriting approval
Understanding of investor guidelines FNMA/AHFC/FHA/VA