Yannick Awung
Fargo,ND
Summary
Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
2
2
years of professional experience
Work History
Underwriter
Yaya Real Estate
12.2022 - Current
- Made approval and denial recommendations by determining accurate risk levels.
- Documented underwriting decisions and provided evidence of compliance with applicable regulations.
- Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
- Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
- Evaluated loan applications for affordability and conformance with underwriting guidelines.
- Built strong relationships with lenders, brokers and clients for constructive communications.
- Examined credit reports, financial statements and tax returns to determine repayment capability.
- Monitored market conditions and economic trends to identify and limit potential risks.
- Calculated group and individual renewal rates based on customers' background, industry and demographic information.
- Evaluated applications to determine insurance coverage and appropriate risk classifications.
- Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications.
- Collaborated with other professionals to develop innovative underwriting solutions.
- Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
- Studied insurance industry changes, remaining up-to-date with latest trends and protocols.
- Analyzed data to identify trends and predict future insurance needs.
- Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
- Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
- Scrutinized underwriting performance to identify weaknesses and provide recommendations for improvement.managed approximately 30 incoming calls, emails and faxes per day from customers.'
- Ascertained application viability by verifying collateral values, title reports and appraisals.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
Data Entry Clerk
RMC
02.2022 - 12.2022
- Completed data entry tasks with accuracy and efficiency.
- Organized, sorted, and checked input data against original documents.
- Sorted documents and maintained organized filing process.
- Communicated with supervisors and colleagues to process data quickly and resolve discrepancies.
- Entered data into various computer systems accurately using Microsoft Office Suite.
- Verified accuracy of data entered into system to produce error-free reports.
- Followed established procedures to enter and process data correctly.
- Scanned documents and saved in database to keep records of essential organizational information.
- Entered numerical data into databases with speed and accuracy using 10-key pad.
- Created and maintained data entry logs to track data entry activities.
- Resolved discrepancies in data entry activities for accurate, complete jobs.
- Collated and organized data entry documents into filing systems for easy access.
- Developed and maintained databases to store customer information.
- Secured and protected data from unauthorized access by complying with security protocols.
- Developed data entry policies and procedures in compliance with company standards.
- Updated and maintained customer information, documents and records.
- Used computer software to store and retrieve data.
- Checked for accuracy by verifying data and records.
Skills
- Loss Protection
- Caseload Management
- Policy Quoting and Pricing
- Risk Mitigation
- Analyzing Data
- Policy Renewal
- Risk Management
- Business Development
- Risk Assessment
- Quality Control
- Coverage Determination
- Client Relationship Building
- Policy Development
- Terms Negotiation
- Profitability Optimization
- Loss Prevention
- Asset Statements
Timeline
Underwriter
Yaya Real Estate
12.2022 - Current
Data Entry Clerk
RMC
02.2022 - 12.2022
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