Summary
Overview
Work History
Education
Skills
Websites
Languages
Timeline
Generic

Yasmin Torres

Dallas

Summary

Detail-oriented and bilingual finance professional with a BBA in Finance and a minor in Human Resources, offering strong experience in credit analysis, loan processing, and accounting support. Proficient in preparing financial reports, managing accounts payable/receivable, and reconciling financial data. Adept at reviewing credit histories, identifying risk factors, and ensuring accurate documentation for underwriting and compliance. Seeking to apply analytical and accounting skills in a credit analyst or finance-related role.

Overview

3
3
years of professional experience

Work History

Accounting Clerk

Tmios Inc.
08.2024 - Current
  • Prepare and review financial reports, deposits, and expenses
  • Perform accounts payable tasks and support underwriting processes
  • Provide general accounting and clerical support across departments
  • Enter and validate data for accounts receivable and payable invoices
  • Correct improperly imported invoices and assist with issue resolution
  • Utilize courier services to manage manual check payments
  • Audit collected fees against modules to bill and recognize revenue
  • Coordinate with Closing Teams and Disbursement Manager to address and resolve discrepancies
  • Meet production goals and maintain high quality standards
  • Prepare journal entries and reconcile general ledger accounts for monthly closing
  • Validate invoice coding by thoroughly examining expense reports
  • Assist with revenue recognition and fee reconciliation across internal systems
  • Collaborate with auditors during month-end and year-end close processes

Bank Teller

Prosperity Bank
09.2023 - 05.2024
  • Processed deposits, withdrawals, and loan payments with accuracy and speed
  • Posted transactions to general ledger accounts and balanced cash drawers daily
  • Handled negotiable items including cashier’s checks and savings bonds
  • Provided exceptional customer service while promoting bank products and services
  • Ensured compliance with banking policies and procedures during all transactions
  • Reconciled daily cash flow and maintained accurate transaction logs for audit purposes

Branch Manager

Western Shamrock
08.2022 - 08.2023
  • Managed branch operations, financial transactions, and team performance
  • Reviewed and analyzed customer credit reports for risk assessment
  • Determined loan eligibility, offering full or starter loans, to help rebuild credit when necessary
  • Resolved delinquent accounts while maintaining positive client relationships
  • Solicited and sold loan products and services tailored to customer needs and credit standing
  • Processed loan applications, generated credit reports, and finalized in-person and phone payments
  • Maintained branch security, handled escalated customer concerns, and ensured policy compliance
  • Tracked branch-level financial performance and maintained records for internal audits

Education

Bachelor of Business Administration - Finance, Minor in Human Resources

University of Houston-Victoria
Victoria, TX
05.2024

Skills

  • Data Entry & Accuracy
  • Financial Reporting
  • Loan Processing
  • Attention to Detail
  • Cash Handling
  • Great Plains, VUE, Fiserv
  • Strong proficiency in Excel functions and tools (Pivot Tables/VLOOKUP)
  • Journal Entries

Languages

Spanish
Native or Bilingual
English
Native or Bilingual

Timeline

Accounting Clerk

Tmios Inc.
08.2024 - Current

Bank Teller

Prosperity Bank
09.2023 - 05.2024

Branch Manager

Western Shamrock
08.2022 - 08.2023

Bachelor of Business Administration - Finance, Minor in Human Resources

University of Houston-Victoria