Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

Yesenia Parrondo

Pembroke Pines

Summary

Experienced in reviewing financial documents and digital records. Effective at directing, monitoring and inspiring team members to complete accurate and timely investigations and reports. Talented in training employees, solving complex problems and making sound decisions.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Compliance Officer

Thunes - Financial Technology
09.2023 - Current
  • Act as the main point of contact for all AML advisory to internal stakeholders
  • Execute, under the supervision of the Compliance Director, the firm’s obligations as a Major Payment Institution in front of the Monetary Authority, Federal & State Regulatory Agencies in the USA and CANADA
  • Contribute to the development, implementation and enhancement of BSA-PCMLTFA-AML-CTF-SLS-OFAC-OSFI policy and procedures in line with local and international regulations
  • Analyze the company's business model and activities to identify the Money Laundering and Terrorist Financing risks associated with those activities
  • Propose, and implement operational measures to mitigate the ML and TF risks by applying a risk-based approach
  • Drive and execute key BSA/AML/CTF/OFAC/OSFI/PCMLTFA regulatory projects
  • Assist in regulatory reporting

AML Compliance Analyst

The Northern Trust
06.2022 - Current
  • Managed and oversaw the execution of AML/KYC programs in Wealth Management.
  • Coordinated with Wealth Management Control and Global Compliance to maintain and enhance BAU programs.
  • Synthesized data from multiple sources - including internal systems, online websites and transaction monitoring system -to monitor/analyze client activity and research moderate to complex account movements that may involve multiple transaction channels, multiple accounts and/or multiple client relationships.

Surveillance Analyst II

BankUnited
07.2021 - 04.2022
  • Reviewed alerts generated from the Bank's AML monitoring system (Actimize) and analyzed questionable activity detected, as well as determined if an inquiry to the account officer and/or investigation is warranted.
  • Conducted investigations into customer relationships with the ability to research counterparties, detect suspicious patterns/transactions and prepare an analysis/conclusion that is clear and comprehensible to BSA supervisors/managers, internal auditors and regulatory examiners.
  • Prepared Suspicious Activity Reports (SAR) when suspicious activity is detected.

Financial Crimes Consultant (BSA/AML)

Wells Fargo, NA
06.2018 - 07.2021
  • Performed detailed analyses, maintained required documentation, filed Suspicious Activity Reports (SARs), and acted as an escalation point for more complex cases.
  • Evaluated the adequacy and effectiveness of policies, procedures, processes and internal controls; reviewed and analyzed investigative findings and made recommendations based upon outcomes.
  • Responsible for investigative research, root cause analysis and consulting regarding highly complex financial crimes transactions, policy violations and/or suspicious situations with low, moderate, and high risk.

Service Manager II

Wells Fargo, NA
04.2016 - 06.2018
  • Lead, motivated, coached, trained, and developed a team of six direct reports to meet performance objectives.
  • Ensured compliance with audit and operational regulations and guidelines.
  • Used appropriate investigative techniques to analyze information and determine liability or impact of each transaction, including the mitigation of financial losses to the bank and/or the customer.
  • Executed risk management/compliance, and customer experience activities and initiatives.
  • Developed strategies and implemented tactical activities to minimize or mitigate losses including fraud losses and cash differences.

Customer Sales & Service Representative

Wells Fargo, NA
09.2013 - 04.2016
  • Managed customer portfolio, service relationships and matched all products and services based on customer needs.
  • Provided a broad base of financial and credit services with the goal of acquiring 100% of the customers' business.
  • Reviewed, verifyed and/or identified customer transactions to detect/prevent financial crimes activity, policy violations and suspicious situations in order to mitigate losses.

Teller

Wells Fargo, NA
01.2013 - 09.2013
  • Processed customer transactions with no mistakes through patience, attention to detail and the ability to follow policies and procedures.
  • Introduced customers to new products and services, and general leads for other members of the sales team to close.
  • Consistently went the extra mile to greet customers, make them feel welcomed and also engaging customers to learn about their financial needs.

Education

In Pursuit of Bachelors Degree - Political Science

Miami Dade College
Miami, FL

Skills

  • Software Applications: Actimize, Lexis Nexis, FedLink, StoreVision, Nautilus, Rifinitive World Check Risk Intelligence, Microsoft Word, PowerPoint, Outlook, Excel, Internet Explorer, Edge and Safari
  • Detailed Analysis
  • Transaction Monitoring
  • Assessing Compliance Risk
  • Data Integrity
  • Quality Assurance Policies
  • Risk Management Framework

Certification

FIBA-FIU AMLCA Compliance Certification

Languages

Spanish
Native or Bilingual
English
Native or Bilingual

Timeline

Compliance Officer

Thunes - Financial Technology
09.2023 - Current

AML Compliance Analyst

The Northern Trust
06.2022 - Current

Surveillance Analyst II

BankUnited
07.2021 - 04.2022

Financial Crimes Consultant (BSA/AML)

Wells Fargo, NA
06.2018 - 07.2021

Service Manager II

Wells Fargo, NA
04.2016 - 06.2018

Customer Sales & Service Representative

Wells Fargo, NA
09.2013 - 04.2016

Teller

Wells Fargo, NA
01.2013 - 09.2013

In Pursuit of Bachelors Degree - Political Science

Miami Dade College

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Yesenia Parrondo