Yessica Iraheta
Roosevelt,NY
Summary
Accomplished Business Banking Executive with 16 years of experience cultivating commercial client relationships and driving revenue growth. Progressing from foundational roles to current position as Business Banking Relationship Manager, expertise lies in forging strategic partnerships with businesses generating 1MM-20MM in revenue through proficient credit structuring, customized treasury solutions, and consultative C-level advisory. Career exemplifies unwavering dedication to client success, portfolio optimization, and mentoring future banking leaders.
Overview
16
16
years of professional experience
Work History
Business Banking Relationship Manager
Bank of America
03.2017 - Current
- Balanced risk management with business growth objectives by evaluating creditworthiness of prospective clients.
- Managed a diverse commercial portfolio exceeding $20 million across various industries.
- Partnered with product specialists to develop tailored financial solutions for clients.
- Leveraged industry insights and market trends to identify challenges and recommend solutions.
- Delivered customized financial products, including lines of credit and cash management services, to middle-market clients.
- Adapted strategies to meet distinct financial requirements of diverse clientele.
- Evaluated client financial needs to ensure alignment with organizational goals.
- Implemented effective risk assessment protocols to facilitate informed decision-making.
Personal Banker II
Citibank
07.2014 - 11.2015
- Cultivated long-lasting client relationships through effective interpersonal communication skills.
- Facilitated account setups, closures, loan applications, and new service enrollments for customers.
- Ensured compliance with bank policies while executing diverse financial transactions.
- Generated new business by conducting detailed financial needs assessments and recommending customized products.
Personal Bnaker & Business Advocate
Wells Fargo Bank, N.A.
06.2009 - 07.2014
- Guided clients through regulatory requirements and compliance issues to mitigate operational risks.
- Cultivated strong relationships with key stakeholders, enhancing communication channels for effective service.
- Boosted client satisfaction by delivering personalized business advice and strategic guidance.
- Contributed to documentation development for new and existing systems.
Skills
- C-Suite Relationship Building
- High-Net-Worth Client Acquisition
- Portfolio Management (1M−20M revenue clients)
- Client Retention Strategies
- Commercial Lending ($10M deals)
- SBA 7(a)/504 Loan Structuring
- Cash Flow Analysis
- Strategic Business Development
Languages
Spanish
Native or Bilingual
Timeline
Business Banking Relationship Manager
Bank of America
03.2017 - Current
Personal Banker II
Citibank
07.2014 - 11.2015
Personal Bnaker & Business Advocate
Wells Fargo Bank, N.A.
06.2009 - 07.2014
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