Yewon (Chloe) Lee
Glendale,CA
Summary
Experienced Credit analyst with 2 years 7 months of experience completing all assigned tasks accurately and efficiently with qualitative & quantitative analysis, and financial statement analysis. Organized and motivated employee eager to apply time management and organizational skills in various environments. Worked great alone or with others and consistently exceeds expectations.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Corporate Banking Analyst
Mizuho Bank
Los Angeles , CA
2022.11 - Current
- Spread historical financial statements and identify abnormalities for follow-up
- Forecasted financial modeling with base & stress cases based on the assumptions
- Facilitated the preparation of credit memorandum and amendments for Revolving credit facilities, Term loans, Bridge Loans, Receivable/Inventory Financing, Syndicated Loans, Standby Letter of Credit ranging from $10,000,000 to $250,000,000, including specific qualitative and quantitative content in accordance with bank policy
- Analyzed the company's background, financial position, business model, industry, and competitive position, as well as the identification of risks and mitigates
- Performed appropriate review of loan documentation and co-ordination of closing tasks with the Loan Operations team
- Monitored the financial covenants per the loan agreements quarterly
- Interacted with Borrowers on renewals, past dues, or additional credit needs
Commercial Credit Analyst
Bank of Hope
Los Angeles , California
2021.08 - 2022.11
- Spread financial data using financial spreading software (CASH Suite) to evaluate the Borrower’s financial status
- Forecasted financial statements by looking at relevant historical data to make future predictions
- Underwrote a credit memorandum for CRE or C&I loans ranging from $300,000 to $25,000,000
- Reviewed the third-party reports such as credit, appraisals, or environmental reports
- Collaborated with the title and escrow companies to facilitate the closing of loans
- Provided loan servicing such as Line advances, pay-downs, or pay-off demands
- Monitored the financial covenants per the loan agreements quarterly
Education
Bachelor of Arts - Sociology
University of California - Los Angeles
Los Angeles, CA2021-06
Skills
- Financial Modeling
- Financial Analysis
- Microsoft Excel, Word, Powerpoint
- Time management
- Communication skills
- Team Collaboration
Affiliations
- Economic Sociology Lovers (PESL) - Member of Group project (2020)
- Korean Undergraduate Business Society (KUBS) - Member of Finance department (2019-2021)
Certification
- Corporate Finance Institute® (CFI) - Certified Banking & Credit Analyst (CBCA)
- Notary Public Commission - California Secretary of State
Timeline
Corporate Banking Analyst
Mizuho Bank
2022.11 - Current
Commercial Credit Analyst
Bank of Hope
2021.08 - 2022.11
Bachelor of Arts - Sociology
University of California - Los Angeles
- Corporate Finance Institute® (CFI) - Certified Banking & Credit Analyst (CBCA)
- Notary Public Commission - California Secretary of State
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