Yincheng Sun
Mankato,MN
Summary
Detail-oriented professional with a strong background in futures and options trading. Expertise in fundamental analysis and risk management, successfully developing hedging strategies to enhance risk-adjusted returns while maintaining strict capital allocation protocols.
Overview
5
5
years of professional experience
Work History
Independent Trader
Self-employeed
Mankato, MN
01.2024 - Current
- Actively manage and execute trades for a personal investment portfolio, focusing on large-cap equities and index derivatives to optimize risk-adjusted returns.
- Analyze macroeconomic data, earnings reports, and market volatility to develop and implement complex hedging strategies.
- Maintain strict risk management protocols and disciplined capital allocation to preserve core equity while capitalizing on short-term market inefficiencies.
Pharmacy Technician
CVS Pharmacy
Minneapolis, MN
01.2021 - Current
- Process high-volume orders and manage inventory reconciliation with extreme attention to detail in a fast-paced, customer-facing environment.
- Maintain 100% strict adherence to state and federal healthcare regulations and Minnesota Board of Pharmacy standards.
- Resolve complex insurance billing discrepancies and coordinate with healthcare providers to ensure accurate service delivery.
Project Lead
Self-employeed
Minneapolis, MN
02.2026 - 03.2026
- Led a student team to underwrite a comprehensive commercial loan proposal for a hypothetical middle-market enterprise, securing 1st place among top state universities.
- Analyzed three years of historical financial statements (10-K, 10-Q) to evaluate the target company's liquidity, solvency, and operational efficiency.
- Developed dynamic financial models in Excel to project future cash flows and stress-test key credit metrics, including Debt Service Coverage Ratio (DSCR) and Leverage Ratios.
- Drafted a formal Credit Memorandum and presented the risk assessment and lending recommendations to a panel of senior commercial banking executives.
Education
Bachelor of Science - Fiance
Mnsu
MN05.2027
Skills
- Futures trading
- Options trading
- Commodity trading
- Fundamental analysis
Accomplishments
Secured 1st place among top Minnesota university teams by successfully underwriting a comprehensive commercial loan proposal for a hypothetical middle-market enterprise.
Formulated actionable lending recommendations and risk-mitigation strategies, presenting a formal Credit Memorandum to a panel of senior commercial banking executives.
Quantified credit risk by building dynamic Excel models to stress-test future cash flows, Debt Service Coverage Ratios (DSCR), and leverage metrics based on 3 years of 10-K/10-Q data.
Awards
2026 RMA competition 1st Place
Languages
English
Native or Bilingual
Timeline
Project Lead
Self-employeed
02.2026 - 03.2026
Independent Trader
Self-employeed
01.2024 - Current
Pharmacy Technician
CVS Pharmacy
01.2021 - Current
Bachelor of Science - Fiance
Mnsu