YOKO TAKAHASHI
La Crescenta,CA
Summary
Dynamic Finance Analyst with expertise in cash flow management and payroll reconciliation at All in 1 Inc. Proven ability to prepare audit documentation and conduct intercompany settlements. Skilled in data analysis and Microsoft Excel, demonstrating strong analytical capabilities and attention to detail to drive financial accuracy and efficiency. Proven skills in using complex strategies to identify and address business concerns. Knowledgeable about forecasting trends, improving processes and managing projects. Resilient, diligent and hardworking with a resourceful and conscientious nature.
Overview
22
22
years of professional experience
Work History
Finance Analyst
All in 1 Inc.
Glendale, California
09.2021 - Current
- Perform cash flow projections, daily cash needs analysis, bank activity reporting, including inquiries research to corporate teams for the U.S. operations and international subsidiaries.
- Perform weekly reconciliation of temp/staff payroll for discrepancies between the register list and bank account due to transaction issues, transmission errors, or late processing.
- Reconcile monthly intercompany billing and communicate with Account Payable and P&L group.
- Perform intercompany yearly settlements.
- Prepare Monthly Journal for Loan Interest between the parent company and subsidiaries in Europe, Asia, and South America Regions.
- Prepare backup supporting documentation for audit files.
Staff Accountant
First City Credit Union
Altadena, California
04.2019 - 08.2021
- Reconcile Daily ACH, Debit/Credit Card transactions and Return Checks.
- Posting and reconcile Payroll.
- Reconcile Monthly Mechanical Repair Insurance, GAP Insurance and Debt Consolidation.
- Reconcile and analyze FRB transactions on daily statement for all type of settlement.
- Record Fixed Asset /Process Account Payable.
- Prepare support documentation for Bad Debt claims to State.
Retail Specialist III
Broadway Federal Bank
Inglewood, California
05.2018 - 04.2019
- Reviewed daily Verafin system for possible fraudulent activity of debit/ATM card.
- Received and processed Debit/ATM EFT claims via ELAN.
- Reconciled of GL adjustment account.
- Managed the weekly/monthly financial reporting for the Retail Support.
Project Management Specialist, Electronic Services
California Credit Union
Glendale, California
01.2012 - 06.2017
- Balanced GL and reconciled exceptions for debit card transactions and mobile and remote deposits.
- In depth knowledge of banking product, procedures, and operations.
- Maintained debit card issuance.
- Oversaw credit card maintenance.
- Updated card system setup for efficiency.
- Researched exception transaction items.
- Ensured fraud prevention such as payment fraud to credit card.
- Researched instant issuance card exceptions.
- Answered phones for the department and supported other team members.
- Processed credit card issuance and maintenance on a daily basis.
- Escalated potential customer services issues to senior management.
- Investigated debit and credit card fraud.
- Helped create new Access database to log Regulation E claims and improve compliance.
- Reviewed credit card account terms and conditions for compliance and accuracy.
Card Services Representative, Electronic Services
California Credit Union
Glendale, California
01.2003 - 12.2012
- Processed PIN based transactions Reg E claims and wire transfer.
- Contributed to online banking conversion to DI in 2010.
- Managed core conversion for debit card from CUBE to Miser in 2007.
- Processed credit card issue and maintenance after credit card inhouse with TMG since 2005.
- Assisted debit card network from STAR to COOP in 2004.
- Completed Microsoft Access program to manage Reg E claims and various letters.
Education
Bachelor of Science - Finance
California State University, Northridge
Skills
- Microsoft Office Excel
- Vlookup
- Pivot Table
- Power Query
- Data analysis
- Cash flow management
- Payroll reconciliation
- Intercompany settlements
- Audit preparation
- Financial analysis
Timeline
Finance Analyst
All in 1 Inc.
09.2021 - Current
Staff Accountant
First City Credit Union
04.2019 - 08.2021
Retail Specialist III
Broadway Federal Bank
05.2018 - 04.2019
Project Management Specialist, Electronic Services
California Credit Union
01.2012 - 06.2017
Card Services Representative, Electronic Services
California Credit Union
01.2003 - 12.2012
Bachelor of Science - Finance
California State University, Northridge
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