Results-oriented financial services professional with robust experience in credit risk management, loan recovery, and customer relations. Adept at analyzing complex credit profiles, performing skip tracing, and managing delinquent accounts to reduce losses. Demonstrates strong interpersonal communication, cross-functional collaboration, and regulatory compliance. I bring a proactive mindset and an analytical approach to solving problems and enhancing operational performance in high-pressure environments. I seek to contribute skills to a dynamic banking team.