Yunjing (Twiny) Guan
New York,USA
Summary
Actuary with a strong focus on reinsurance pricing, adept at developing and implementing standardized pricing strategies for diverse treaty structures. Expertise in collaborating with cross-functional teams to enhance underwriting practices and optimize portfolio performance across North America and global markets.
Overview
1
1
Certification
11
11
years of professional experience
Work History
AVP, ACTUARY
Sompo Intl'
New York, USA
09.2024 - Current
- Developed standardized pricing approaches, assumptions, and documentation to establish a foundation for Canadian treaty pricing, enhancing efficiency and underwriting consistency
- Collaborated with underwriters to evaluate treaty structures, assess risk, and deliver pricing recommendations that supported profitable portfolio growth
- Provided pricing and underwriting recommendations for regional portfolio, influencing decision-making and risk assessment
- Conducted line of business study to update pricing parameters
ACTUARY
Everest Re Group
Warren, USA
07.2023 - 09.2024
- US Lead of Surety and Mortgage pricing
- North America Treaty Casualty reinsurance pricing
- Conducted line of business study, profitability study, and loss trend analysis to assess risk and inform pricing decisions
- Collaborated with team to develop and refine actuarial pricing models for enhanced accuracy and competitiveness
- Communicated and collaborated with underwriters and departments such as reserving/ERM to support project alignment and outcomes
SENIOR ACTUARIAL ANALYST
Everest Re Group
Warren, USA
03.2022 - 07.2023
- North America Treaty Casualty reinsurance pricing
- Conducted line of business studies and loss trend analyses to inform pricing strategies
- Analyzed existing processes to enhance internal pricing model efficiency
ACTUARIAL ANALYST II
Everest Re Group
Warren, USA
03.2020 - 03.2022
- US Lead of APAC Treaty Property and Casualty pricing
- Middle East and South Africa Treaty Pricing
- Performed APAC line of business study to update pricing parameters, analyze industry benchmarks, and identify emerging trends and risks impacting pricing strategy
- Collect and analyze industry data to be used in pricing
- Executed Sandbox Project to project Lloyd's ultimate loss ratio by risk code, enhancing accuracy of risk assessment
- Developed and streamlined internal pricing model to improve consistency in pricing methodologies across teams
ACTUARIAL ANALYST I
Everest Re Group
Warren, USA
04.2019 - 03.2020
- Collected and analyzed industry data to support internal pricing strategies
- Collaborated with team members to develop innovative pricing models
- Executed treaty property and casualty analysis for APAC and Middle East/Africa
- Conducted line of business study, adopted as template/example for entire department
SENIOR ACTUARIAL ANALYST
Florida Office Of Insurance Regulation
Tallahassee, USA
06.2017 - 07.2018
- Reviewed rate and rule filings for homeowners/condos/tenants insurance ensuring compliance with Florida statutes, rules, and actuarial principles
- Review and generate rate indication workbook by analyzing loss trends, premium trend, LDF and expenses
- Researched, compiled, and analyzed actuarial data to support informed rate recommendations
- Collect and analyze companies' historical data to keep track of industry trends
- Review ISO rates/rating factors and loss costs
- Gathered and analyzed companies' data to produce annual public reports reflecting industry insights
- Communicate with insurers in regard to the filings, request additional support and address insurers' concerns
- Review and determine the reasonableness of underwriting guidelines
ACTUARIAL ANALYST
Florida Office Of Insurance Regulation
Tallahassee, USA
09.2015 - 05.2017
- Review rate and rule filings for homeowners/condos/tenants insurance to make sure the proposed rates and rules are in compliance with Florida Statutes, Rules and actuarial principles
- Review company data and submit eligible data for CAT modeling
- Assisted actuary in reviewing exhibits and performing calculations to support accurate actuarial assessments.
- Communicated with insurers regarding filings, requested additional support, and addressed concerns to ensure compliance and clarity
- Reconciled company data with office data to ensure accuracy and alignment for reporting purposes
Education
Bachelor of Arts - Mathematics
Hunter College of The City University of New York
New York, NY05-2013
Skills
- SQL
- Power BI
- Project Management
- Microsoft Office
- Python (basic)
- R (basic)
Certification
Associate of Casualty Actuarial Society (ACAS), studying toward FCAS
Timeline
AVP, ACTUARY
Sompo Intl'
09.2024 - Current
ACTUARY
Everest Re Group
07.2023 - 09.2024
SENIOR ACTUARIAL ANALYST
Everest Re Group
03.2022 - 07.2023
ACTUARIAL ANALYST II
Everest Re Group
03.2020 - 03.2022
ACTUARIAL ANALYST I
Everest Re Group
04.2019 - 03.2020
SENIOR ACTUARIAL ANALYST
Florida Office Of Insurance Regulation
06.2017 - 07.2018
ACTUARIAL ANALYST
Florida Office Of Insurance Regulation
09.2015 - 05.2017
Bachelor of Arts - Mathematics
Hunter College of The City University of New York