Dynamic Loan Officer with a proven track record at Southeastern Arizona Federal Credit Union, excelling in relationship building and financial advising. Expert in loan servicing and compliance, I enhanced customer satisfaction through tailored solutions and effective communication, fostering trust and repeat business. Bilingual in Spanish, I deliver exceptional customer service and support.
Overview
14
14
years of professional experience
Work History
Loan Officer
Southeastern Arizona Federal Credit Union
02.2022 - Current
Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Maintained strict confidentiality of bank records and client information.
Delivered exceptional customer service by promptly addressing client concerns and resolving issues as they arose during the lending process.
Examined customer loan applications for loan approvals and denials.
Collaborated with other departments to promptly process loan applications.
Negotiated loan terms to provide favorable outcomes for both customers and lenders.
Resolved customer complaints regarding loan products and services, restoring trust and satisfaction.
Provided detailed loan options to clients, enabling informed decisions that matched their financial goals.
Maintained compliance with all regulatory requirements, preventing any legal or financial penalties for institution.
Assisted customers with completing loan applications and other paperwork.
Processed loan applications and monitored progress from start to finish.
Negotiated loan terms and conditions with customers to secure best deal.
Educated potential clients on various loan options, guiding them towards informed decisions that fit their financial goals.
Originated, reviewed, processed, closed, and administered customer loan proposals.
Assisted customers in understanding loan terms and conditions to make informed decisions.
Ensured compliance with all federal and state regulations throughout the loan origination process.
Conducted thorough credit analysis to minimize risk exposure for the financial institution.
Cultivated lasting relationships with satisfied clients that led to repeat business as well as referrals from friends or family members.
Teller
Southeastern Arizona Federal Credit Union
08.2021 - Current
Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
Disbursed cash and checks accurately while maintaining security of cash drawers.
Promoted a welcoming atmosphere in the branch by greeting customers warmly upon arrival and addressing them by name when possible.
Assisted customers with account inquiries, resolving issues promptly and professionally.
Enhanced fraud detection efforts by vigilantly identifying suspicious activities and transactions.
Cashier
FOOD CITY
08.2011 - 10.2021
Greeted customers entering store and responded promptly to customer needs.
Built relationships with customers to encourage repeat business.
Maintained a balanced cash drawer, ensuring accurate accounting at the end of each shift.
Restocked and organized merchandise in front lanes.
Assisted customers with returns, refunds and resolving transaction issues.
Assisted customers with inquiries and provided exceptional service, resulting in positive feedback from shoppers.
Resolved customer complaints professionally, leading to improved customer relations and loyalty.
Contributed to store success by maintaining high standards of cleanliness throughout the facility.
Addressed customer needs and made product recommendations to increase sales.
Collaborated with team members to achieve sales targets and maintain a clean, well-stocked store environment.
Streamlined checkout process for increased efficiency and reduced waiting times.
Ensured compliance with company policies and procedures while processing transactions efficiently.
Implemented loss prevention strategies, reducing instances of theft at checkout.
Increased sales of promotional items by informing customers about current offers.
Enhanced shopping experience, provided product information and location assistance.
Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
Paraprofessional
Omega Alpha Academy
10.2020 - 07.2021
Oversaw students through google classroom and common areas to monitor, enforce rules, and support lead teacher.
Enhanced student support by delivering one-on-one and small group assistance in various subjects.
Delivered personalized educational, behavioral, and emotional support to individual students to enable positive learning outcomes.
Implemented behavior management techniques effectively to maintain a structured learning environment conducive to student success.
Promoted a respectful classroom culture by modeling appropriate behavior and reinforcing positive interactions among peers.
Enhanced classroom efficiency through organizing instructional materials, managing daily schedules, and preparing resources for lessons as needed.
Supported school initiatives by participating in professional development opportunities and collaborating with colleagues on best practices for student growth and achievement.
Reported on student progress, behavior, and social skills to parents.
Strengthened student literacy skills through targeted reading intervention programs tailored to individual needs.
Administered tests and assessments to evaluate student progress and performance.
Participated in professional development workshops, continuously improving teaching skills.
Improved classroom management by assisting teachers with behavioral interventions and monitoring student progress.
Fostered a positive learning environment by establishing strong rapport with students, parents, and faculty members.
Assistant Vice President (AVP) of Strategic Partnerships and University Relations at Aggieland Credit Union | Greater Texas Federal Credit UnionAssistant Vice President (AVP) of Strategic Partnerships and University Relations at Aggieland Credit Union | Greater Texas Federal Credit Union