Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
1
1
year of professional experience
Work History
Mortgage-banker
Network Capital Funding
New York, New York
05.2022 - Current
Located and pre-qualified customers for mortgages.
Evaluated client financial positions and identified most appropriate banking products.
Reviewed loan files and updated to match current standards.
Worked with underwriters to fix application problems and resolve issues.
Produced and executed loan packages.
Networked with realtors and current clients to generate referrals.
Explained different types of loans pertaining to client situations.
Fielded customer complaints and provided solutions.
Explained very technical financial information to applicants in easy to understand language.
Monitored pipelines to track and log status of loans.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Proactively identified solutions for customers experiencing credit issues.
Developed prospects for new loans by conducting 250-400 cold calls weekly.
Floor Manager
Scarpetta/ Seville Lounge
New York, NY
01.2021 - 01.2022
Multiplied earnings through sales goal achievement, customer service improvements and commitment to team objectives.
Created employee schedules to align coverage with forecasted demands.
Recruited and retained top talent, with focus on completing timely performance evaluations, providing positive feedback and rewarding superior performance.
Cultivated environment focused on collaborating with team members to achieve sales and performance targets.
Kept orderly and accurate accounting records by monitoring sales documentation.
Established objectives to offer team members clear roadmap to help company achieve overall goals.
Scheduled employees based on labor balancing requirements and forecasted customer levels.
Implemented challenging personnel and department goals to drive performance.
Completed efficient daily opening and closing processes to prepare teams and maintain optimal financial controls.
Made personal recommendations for customers by sharing product knowledge and demonstrating product.
Oversaw supply restocking, area cleaning and product organization.
Oversaw employee performance, corrected problems and increased efficiency to maintain productivity targets.
Evaluated team and employee performance in order to develop and implement effective corrective actions.
Monitored inventory to determine loss points, maintain clear records and strengthen controls.
Education
Associate of Science - Business
Cerritos College
Norwalk, CA
Skills
Wealth Planning
Financial Counseling
Application Reviews
Complaint Handling
Customer Relations
Mortgage Loan Origination
Creative Solutions
Client Interviews
Customer Inquiries
Nationwide Mortgage Licensing System (NMLS)
Home Mortgage Disclosure Act
Languages
Spanish
Professional Working
Timeline
Mortgage-banker
Network Capital Funding
05.2022 - Current
Floor Manager
Scarpetta/ Seville Lounge
01.2021 - 01.2022
Associate of Science - Business
Cerritos College
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