Zane Colbert
College Station,Texas
Summary
Results-driven finance professional with experience at Frost Bank, specializing in regulatory compliance and financial analysis. Successfully automated documentation processes, significantly mitigating risk. Proven ability in market research and project management, ensuring accuracy in financial reporting while enhancing operational efficiency. Adept at leveraging data visualization to support strategic decision-making.
Overview
3
3
years of professional experience
Work History
Bank Intern (Finance)
Frost Basnk
San Antonio, Texas
06.2025 - 08.2025
- Conducted comprehensive research on individual home equity loans and mortgages to ensure compliance with over six Consumer Real Estate regulations and 40 controls.
- Reviewed and analyzed supporting documents for individual mortgage samples, ensuring adherence to Home Mortgage Disclosure Act requirements.
- Utilized ‘Links Lending’ system for efficient documentation management and compliance verification.
- Facilitated adherence to regulatory standards through detailed examinations of home equity lines of credit, effectively protecting the bank and consumers.
- Conducted thorough research into bank regulations, including: Truth in Lending (Regulation Z), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act, Equal Credit Oppurtunity Act (ECOA), Fair Housing Act, Community Reinvestment Act, Home Mortgage Disclosure Act (HMDA), and Electronic Fund Transfer Act (Regulation E).
- Created a multi-part Excel worksheet merging legacy bank branch information (paper) into digital form. Automated the sheet to display differences between the Frost branch lists to the Federeal Reserve branch lists resulting in significant mitifgation of risk.
Finance Intern
AllStream Environmental Services
Midland, Texas
06.2022 - 08.2022
- Supported CFO with administrative, financial, and accounting tasks.
- Spearheaded software implementation for automated field tickets, reducing receivables/payables processing time by over 50%.
- Conducted market analysis and data collection to identify business challenges.
- Ensured accuracy by completing and filing financial paperwork without errors.
Education
Bachelor of Science - Economics
Texas A&M University
College Station, TX05-2026
Skills
- Financial analysis
- Regulatory compliance
- Data visualization
- Market research
- Risk assessment
- Project management
Affiliations
PRESIDENT, HISTORIAN, AND PHILANTHROPY COMMITTEE San Antonio, TEXAS
Young Men's Service League (YMSL) August 2017 - May 2022
• Served as the president of my YMSL chapter
• Led and Managed all meetings for an organization consisting of over 40 YMSL members and over 40 volunteers.
• Successfully documented activities and accomplishments as the YMSL Historian
• Volunteered with YMSL at the San Antonio Food Bank, Snack Packs 4 Kids, Habitat for Humanity, Haven for Hope, Ronald McDonald House and other charities
VOLUNTEER San Antonio, TEXAS
Urban Plunge (Sponsored By Presbyterian Church) June 2016 - July 2016
• Deployed to South San Antonio to conduct myriad community volunteer activities in the area.
Young Men's Service League (YMSL) August 2017 - May 2022
• Served as the president of my YMSL chapter
• Led and Managed all meetings for an organization consisting of over 40 YMSL members and over 40 volunteers.
• Successfully documented activities and accomplishments as the YMSL Historian
• Volunteered with YMSL at the San Antonio Food Bank, Snack Packs 4 Kids, Habitat for Humanity, Haven for Hope, Ronald McDonald House and other charities
VOLUNTEER San Antonio, TEXAS
Urban Plunge (Sponsored By Presbyterian Church) June 2016 - July 2016
• Deployed to South San Antonio to conduct myriad community volunteer activities in the area.
Timeline
Bank Intern (Finance)
Frost Basnk
06.2025 - 08.2025
Finance Intern
AllStream Environmental Services
06.2022 - 08.2022
Bachelor of Science - Economics
Texas A&M University