Tom Carruth
Laguna Niguel ,CA
Summary
Enthusiastic Loan Officer capable of providing excellent customer service throughout the loan origination process. Currently 29 years old, been in mortgage/sales for years, and love the industry.
Overview
3
3
years of professional experience
Work History
Senior Loan Officer
New American Funding |Tustin |CA
Tustin, United States
03.2020 - Current
- Interviewed applicants to assess loan requirements before suggesting offers.
- Analyzed applicants financial status, credit, and property evaluation to determine feasibility of granting loans.
- Originated, reviewed, processed, closed and administered customer loan proposals.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Developed and maintained relationships with local real estate agents.
Jr. Loan Officer
Regal American Mortgage
Laguna Hills, CA
07.2019 - 01.2020
- Executed loan origination process, including ordering credit reports, appraisals, and preliminary title reports
- Recommended loan approvals and denials based on customer loan application reviews.
- Submitted loan applications to underwriter for verification and recommendations.
- Assisted senior-level credit officers with complex loan applications.
Education
No Degree - Business Administration/Management
Saddleback College
Mission ViejoHigh School Diploma -
Aliso Niguel High School
Aliso Viejo06.2011
Skills
- Very Personable Well-spoken, and hard working
- Extensive knowledge of all loan products and situations when these products are warranted
- Experienced in cash-out debt consolidation in rising rate environments
- Customer service/Administrative Support
- Debt and credit management
- Knowledge of loan guidelines and state specific laws
Timeline
Senior Loan Officer
New American Funding |Tustin |CA
03.2020 - Current
Jr. Loan Officer
Regal American Mortgage
07.2019 - 01.2020
No Degree - Business Administration/Management
Saddleback College
High School Diploma -
Aliso Niguel High School
Similar Profiles
Laurie Riske-CarpenterLaurie Riske-Carpenter
Science and Physical Education Teacher at Tustin Unified School District, Tustin CAScience and Physical Education Teacher at Tustin Unified School District, Tustin CA
Mayuri ShrotriyaMayuri Shrotriya
Industrial Sales and Customer Service at Nextwarehouse, Tustin, CAIndustrial Sales and Customer Service at Nextwarehouse, Tustin, CA
Candace JonesCandace Jones
Sr Loan Processor/Encompass Analyst at New American Funding, LLCSr Loan Processor/Encompass Analyst at New American Funding, LLC
Kerry Clay-JonesKerry Clay-Jones
Art and Picture Frame Consultant/ Designer at Plaza Art GalleryArt and Picture Frame Consultant/ Designer at Plaza Art Gallery
Julia Van GrolJulia Van Grol
Head Of Marketing / Shift Lead at Nordstrom EbarHead Of Marketing / Shift Lead at Nordstrom Ebar