Stephanie Manso
Mortgage Loan Originator
Hammond,LA
Summary
Organized Mortgage Loan Officer with 7 years of experience in mortgage lending. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Beginning with 4 of years spend as a processor with expertise in helping borrowers find the best loan to meet each individuals need. Knowledgeable professional unafraid of working hard and dedicated to engaging clients. Smart individual known for driving business opportunities and mentoring fellow peers to help each achieve highest potential.
Overview
10
10
years of professional experience
Work History
Mortgage Broker
Southwest Funding
Hammond, United States
07.2016 - Current
- Collaborated with and facilitated communications between borrowers and lenders to obtain ideal loans for home purchases.
- Assessed clients' financial data to determine loan suitability.
- Advised clients on loan process and specialized topics in home purchasing such as first time home buyer and refinances.
- Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
- Explained entire mortgage loan process to borrower.
- Established strong relationships with borrowers, which helped to forge new business opportunities.
- Presented, explained and processed home loan documents such as fee worksheet and initial disclosures to borrowers.
- Explained different types of loans pertaining to client situations.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Collaborated with different lenders to find best possible deal for homebuyers.
- Mentored other mortgage brokers in methods to help each land new clientele.
Loan Processor
Southwest Funding
Hammond, LA
01.2016 - 07.2020
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for applicants.
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Processed loans within various departments to achieve timely, accurate and fair proceedings.
- Set up and completed loan submission packages.
- Provided quick turnaround times to maintain fast-past schedule.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Interviewed clients regarding loan needs and financial histories and conveyed information regarding application processes.
- Checked packages for appropriate documentation.
- Maintained compliance with privacy and security requirements, as well as federal statutes covering FHA/USDA/VA/CONV loans.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Coordinated closing process with attorneys, title companies and government clerks.
Education
Business
Southeastern Louisiana University
Hammond, LA05.2009
High School Diploma -
Chapelle High School
Metairie, LA2006
Skills
- Loan Processing Coordination
- Application Reviews
- Financial Advisement
- Tax Liability Calculation
- Reading Comprehension
- Product Education
- Mortgage Loan Closing
- Loan File Maintenance
- Creditworthiness Determination
- Client Interviews
- Processing Loan Applications
- NMLS Registration
- Calyx Point
- Customer Relations
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Whether you think you can or whether you think you can’t, you’re right!
Henry Ford
Timeline
Mortgage Broker
Southwest Funding
07.2016 - Current
Loan Processor
Southwest Funding
01.2016 - 07.2020
Business
Southeastern Louisiana University
High School Diploma -
Chapelle High School
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