Aaron Westfall
San Marcos,CA
Summary
Enthusiastic business professional eager to contribute to team success through hard work, attention to detail and excellent organizational skills. Clear understanding of finance and analytics with training in leadership and project management. Motivated to learn, grow and excel in a changing economy.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Mortgage Closing Specialist
Frontwave Credit Union
Oceanside, CA
11.2021 - Current
- Closed 600+ loans in 2022 averaging $20 Million per month.
- Lead my team to reducing overall turnaround time by 13%.
- Translated very technical financial information into understandable language in order to answer questions, process transactions and resolve issues.
- Ensured that complicated TRID regulation requirements were followed, resulting in accurate disclosures.
- Drafted and disseminated loan documents for conventional, VA, and equity loans.
- Worked with underwriters to address application problems and resolve issues.
- Reviewed loan files for completeness, identified missing documentation and generated condition lists for Processors.
- Maintained regulatory compliance with privacy and security requirements, as well as federal statutes covering Conventional, VA, and Equity loans.
Certified Loan Signing Agent /Notary Signing Agent
Self Employed
San Marcos, United States
08.2010 - 12.2021
- Performed over 3,000 mortgage signing appointments in 12 years of self-employment.
- Explained complicated Real Estate documents and ensured proper execution of those documents.
- Met with clients in their homes to witness signings.
- Checked documents and identifying credentials for all parties to mitigate complications and prevent fraud.
Real Estate Specialist
San Diego County Credit Union
San Diego, CA
11.2006 - 08.2010
- Top producer of mortgage loans at San Diego's largest credit union.
- Originated, reviewed, processed, and closed 30+ mortgage loans per month.
- Handled with ease customer loan modification requests and complaints during the 2008 mortgage crisis.
- Complied with regulatory requirements of Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Provided financial guidance for customers during and after their mortgage application.
District Executive / Camp Director
Boy Scouts Of America
San Diego, CA
05.2005 - 11.2006
- Executive Liaison for all BSA units within a large portion of San Diego County.
- Director and Program Administrator overseeing all aspects of the Summer Camp program at the Youth Aquatic Center and Camp Balboa.
- Recruited and trained top community and business leaders to substantially grow and serve as members of the executive committee.
- Increased direct fund-raising donor support 33% from $42,000 to $56,000.
- Aligned department vision, goals and objectives with council strategy to achieve consistently high results.
- Created promotional materials and provided insightful information to websites and print media to educate public.
- Recruited, hired and trained camp personnel, working to establish key internal functions and outline scope of positions and expectations.
Senior Real Estate Loan Processor
Mission Federal Credit Union
San Diego, CA
03.2002 - 01.2003
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Set up and completed loan submission packages.
- Coordinated closing process with escrow and title companies.
Real Estate Loan Processor.
San Diego Funding
San Diego, CA
03.1998 - 03.2002
- Processed Conventional, FHA, and VA mortgage loans for a large local mortgage banker.
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
Education
Bachelor of Science - Recreation Administration
California State University - Chico
Chico, CA05.2005
Skills
- Managing Operations and Efficiency
- Strategic Planning
- Timely Project Completion
- Employee Coaching and Motivation
- Issue and Conflict Resolution
- Efficient and Detail-Oriented
- Scheduling and Coordinating
- Upselling Products and Services
- Critical Thinking
- Legal Documentation
Certification
- California Notary Public
- Certified Loan Signing Agent
- California Real Estate License
Timeline
Mortgage Closing Specialist
Frontwave Credit Union
11.2021 - Current
Certified Loan Signing Agent /Notary Signing Agent
Self Employed
08.2010 - 12.2021
Real Estate Specialist
San Diego County Credit Union
11.2006 - 08.2010
District Executive / Camp Director
Boy Scouts Of America
05.2005 - 11.2006
Senior Real Estate Loan Processor
Mission Federal Credit Union
03.2002 - 01.2003
Real Estate Loan Processor.
San Diego Funding
03.1998 - 03.2002
Bachelor of Science - Recreation Administration
California State University - Chico