Job Search Status
Networking onlyDesired Job Title
Real Estate AgentMortgage SpecialistSenior Mortgage SpecialistLoan OfficerWork Type
Part TimeFull TimeLocation Preference
HybridLocation: Rocklin, CA, US
Open to relocation: Yes
Aaryn Cadinha
Mortgage Specialist
Rocklin,CA
Work Preference
Summary
Experienced real estate agent skilled in property transactions and contract negotiation. Strong relationship-building abilities with industry professionals to ensure smooth sales processes. Proven adaptability in fast-paced environments, maintaining high service standards and client satisfaction. Dedicated to providing sound financial advice and enhancing customer experiences.
Overview
20
20
years of professional experience
3
3
Certifications
Work History
Real Estate Agent
California Loan Associates
Rocklin
10.2015 - Current
- Guided clients through property buying and selling processes.
- Facilitated negotiations between buyers and sellers to reach agreements.
- Managed real estate transactions from initiation to closing.
- Provided guidance to clients throughout the entire buying or selling process.
- Coordinated property showings and open houses for potential buyers.
- Showed residential properties and explained features, value and benefits of available homes.
- Negotiated purchase agreements and contracts with buyers and sellers.
- Conducted market research to identify property trends and opportunities.
- Developed marketing strategies to promote listings effectively.
- Promoted property sales through targeted advertisements, open houses, and active participation in multiple listing services, enhancing visibility and interest.
- Maintained updated knowledge of local real estate markets.
- Maintained strong relationships with lenders, inspectors, and industry professionals to facilitate seamless transactions and client support.
- Responded promptly to client inquiries via phone or email.
- Coordinated appointments to show homes to prospective buyers.
- Prepared legal documents, contracts, and disclosures for transactions.
- Provided expert advice on pricing and investment strategies for properties.
- Prepared comparative market analysis to estimate properties' value.
- Ensured all transactions followed state laws regarding real estate practices.
- Oversaw and negotiated offers for real estate purchases on clients' behalf.
- Facilitated closing processes between lender, mortgage companies, buyers and sellers.
- Performed administrative duties such as preparing paperwork for listing presentations, tracking sales data and updating internal databases.
- Managed sales pipeline through consistent follow-up with prospects and hot leads, ensuring timely engagement and conversion opportunities.
- Generated leads through networking activities such as cold calls and referrals from past clients.
- Participated in community outreach programs to promote services offered by the company.
- Attended industry events such as conventions and seminars.
- Conducted property inspections to ensure compliance with applicable regulations and standards.
- Established and maintained positive relationships with owner banks, non-owner banks, attorneys, mortgage lenders and builders.
- Enhanced customer satisfaction ratings by effectively and swiftly resolving issues.
- Explained financial requirements and analytical data to potential buyers and sellers.
- Facilitated weekly appointments with clients to ensure ongoing communication and support.
Mortgage Specialist
California Loan Associates
Rocklin
04.2015 - Current
- Guided clients through mortgage application process and documentation requirements.
- Evaluated client financial profiles to determine mortgage eligibility.
- Collaborated with underwriters to expedite loan approvals and resolutions.
- Prepared loan estimates and disclosures for client review and understanding.
- Educated clients on various mortgage products and interest rates available.
- Maintained compliance with state and federal lending regulations and policies.
- Streamlined application submission and documentation collection processes, enhancing efficiency.
- Verified income of borrower and gathered credit information.
- Approved mortgage loans by examining applications and supporting documentation.
- Provided guidance on loan products and services to prospective borrowers.
- Negotiated loan terms and conditions with borrowers, aligning options with individual financial situations.
- Performed periodic follow-ups with customers after closing of their mortgages.
- Supported the underwriting process by collecting additional documentation.
- Reviewed property titles to ensure accuracy of information prior to loan approval.
- Analyzed customer financial data to determine eligibility for mortgage programs.
- Developed and maintained relationships with customers and real estate professionals to drive referral business.
- Monitored progress of loan applications throughout the entire process from start to finish.
- Prepared loan documents such as credit reports, income statements, appraisals, and closing statements.
- Gathered client debt, credit and income information to determine loan eligibility.
- Developed and maintained relationships with local real estate agents.
- Helped clients fill out loan applications and find ideal loan options.
- Analyzed new markets and developed referral networks to locate new loan prospects.
- Conducted comprehensive financial analyses to assess borrower's ability to repay.
- Maintained up-to-date knowledge of various loan products and compliance regulations.
- Monitored loan progress, ensuring timely processing and closing.
Senior Mortgage Specialist
Paramount Equity Mortgage
Roseville, CA
04.2010 - 04.2015
- Explained different types of loans pertaining to client situations.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
- Worked with underwriters to fix application problems and resolve issues.
- Negotiated loan terms and conditions with clients to maximize profitability.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Negotiated loan terms and conditions with customers to secure best deal.
- Processed loan applications and monitored progress from start to finish.
Loan Officer
California Loans
Roseville, 95678
08.2006 - 04.2010
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Submitted loan applications to underwriter for verification and recommendations.
- Maintained strict confidentiality of bank records and client information.
- Developed strong relationships with customers through high levels of customer service.
Education
Certified Medical Assistant - Medical Technology
Chemeketa Community College
Salem, OR06-2004
Skills
- Licensed real estate agent
- Property management
- Client management
- Lender relations
- Mortgaging
- Contract negotiation
- Financial analysis
- Property assessments
- Financial planning
- Digital marketing
- Traditional marketing
- Pipeline management
- Technological proficiency
- Technical proficiency
- Networking proficiency
- Effective communication
- Conflict resolution
- Problem solving
- Time management
- Clean driving record
- Relationship management
Certification
NMLS
Affiliations
Volunteer, Life Community Church, Youth Group
Timeline
Real Estate Agent
California Loan Associates
10.2015 - Current
Mortgage Specialist
California Loan Associates
04.2015 - Current
Senior Mortgage Specialist
Paramount Equity Mortgage
04.2010 - 04.2015
Loan Officer
California Loans
08.2006 - 04.2010
Certified Medical Assistant - Medical Technology
Chemeketa Community College