ABEED HOSSAIN
Philadelphia,PA
Summary
Insurance professional with 10+ years of combined experience in commercial property brokerage and subcontractor default underwriting. Skilled in analyzing construction risks, structuring insurance programs, and managing broker and client relationships. Seeking to apply underwriting expertise and risk analysis acumen in a subcontract default underwriting role
Overview
15
15
years of professional experience
Work History
SUBCONTRACTOR DEFAULT INSURANCE UNDERWRITER
AXA XL
11.2021 - 06.2025
- Conducted in-depth evaluations of general contractor risk quality, including subcontractor management programs, default history, and financial health.
- Designed and negotiated layered insurance structures, including non-dedicated project-specific limits, aggregate caps, and tailored endorsements for complex, multi-phase construction programs.
- Analyzed construction contracts and subcontractor agreements to assess indemnity provisions and enforceability of performance obligations.
- Led the renewal and restructuring of high-loss accounts, proposing strategic corrections while maintaining broker and client engagement.
- Interfaced with claims and legal teams to develop realistic recovery scenarios, assess subrogation viability, and manage large loss exposures.
- Built pricing models incorporating trade concentration, subcontractor default probability, deductible structure, and project enrollment variability.
- Drafted custom endorsements addressing subcontractor allowance limits, joint venture participation, and project schedule governance.
- Assessed project pipeline risk across geography, trade mix, and delivery method to inform underwriting decisions and risk appetite alignment.
BROKER REPRESENTATIVE / ASSOCIATE CLIENT ADVISOR
Marsh
06.2014 - 12.2020
- Supported large commercial property placements for multinational clients, including full renewal strategy and policy execution.
- Served as lead advisor on middle-market accounts and support broker on complex global placements.
- Worked closely with insurers and international networks to coordinate across underwriting teams and meet client coverage needs.
ASSISTANT EDITOR
South Asia Journal
01.2010 - 05.2014
- Managed editing and fact-checking process for academic and policy articles on South Asia.
- Represented the journal at major events and conferences, including the Clinton Global Initiative and academic institutions.
- Oversaw editorial operations including copy flow, design layout, and contributor negotiations.
Education
Bachelor of Arts - Philosophy
RUTGERS UNIVERSITY
New Brunswick, NJ05.2008
Skills
- Commercial Property & Construction Risk Analysis
- Policy Structuring & Coverage Negotiation
- Broker & Client Relationship Management
- Experienced in Excel, Word, and Outlook
- Advanced Bengali language skills
Timeline
SUBCONTRACTOR DEFAULT INSURANCE UNDERWRITER
AXA XL
11.2021 - 06.2025
BROKER REPRESENTATIVE / ASSOCIATE CLIENT ADVISOR
Marsh
06.2014 - 12.2020
ASSISTANT EDITOR
South Asia Journal
01.2010 - 05.2014
Bachelor of Arts - Philosophy
RUTGERS UNIVERSITY
Similar Profiles
SHREYA BHATTSHREYA BHATT
Senior Credit Control Analyst at Axa XL, XL India Business Services LTD.Senior Credit Control Analyst at Axa XL, XL India Business Services LTD.
Sohit KhandelwalSohit Khandelwal
Deputy Manager at Axa Xl, XL Business India Pvt LtdDeputy Manager at Axa Xl, XL Business India Pvt Ltd
Pankaj PahwaPankaj Pahwa
Delivery Lead at AXA XL - Division of AXA GroupDelivery Lead at AXA XL - Division of AXA Group
EMMA DAVIESEMMA DAVIES
Senior Property Treaty Underwriter at XL Catlin Re / AXA XL ReSenior Property Treaty Underwriter at XL Catlin Re / AXA XL Re
Najee Ward-CooperNajee Ward-Cooper
Deputy Sheriff at Philadelphia Sheriff OfficeDeputy Sheriff at Philadelphia Sheriff Office