MARCIA AMANDA ROOPLALL
Jamaica,USA
Summary
Results-driven insurance professional with extensive experience in commercial property and casualty underwriting. Skilled in risk assessment, coverage analysis, and negotiations, consistently developing effective underwriting recommendations. Recognized for analytical strengths and the innovative use of AI tools to enhance decision-making and improve underwriting efficiency.
Overview
5
5
years of professional experience
Work History
Senior Insurance Underwriter
Arcadia Consultants LLC
01.2024 - Current
- Analyze financial statements, loss histories, inspections, engineering reports, and exposure data to identify underwriting risks.
- Evaluate commercial property and casualty submissions to determine risk acceptability and appropriate coverage structures.
- Prepared underwriting reports, risk assessments, and coverage recommendations to support informed carrier review.
- Negotiated pricing, terms, deductibles, and coverage enhancements to align with client needs and market conditions.
- Maintained strong relationships with carriers, brokers, and insureds to facilitate compliance with underwriting guidelines.
- Utilize AI-assisted tools to streamline document review, reporting, and underwriting workflows.
Account Manager / Senior Underwriter
H&N Insurance Agency
01.2022 - 12.2023
- Managed commercial and personal insurance accounts, delivering responsive client service and enhancing account support.
- Processed renewals, endorsements, certificates of insurance, and policy changes accurately and efficiently to ensure seamless coverage for clients.
- Coordinated with carriers to resolve underwriting, policy, and coverage-related matters.
- Maintained detailed records and supported producers and underwriting teams in account servicing activities to streamline operations.
Education
Bachelor of Science (BSc) - Criminology & Psychological Studies
University of Guyana
01-2018
Diploma - Social Work
University of Guyana
01-2013
OCR Diploma - Health, Social Care & Early Childcare
Bournemouth & Poole College
UK01-2009
Skills
- Commercial Property & Casualty Underwriting
- Risk Assessment & Exposure Analysis
- Coverage & Policy Interpretation
- Underwriting Recommendations
- Carrier & Broker Negotiations
- Portfolio & Renewal Management
- Loss Mitigation Strategies
- Regulatory Compliance
- Data-Driven Underwriting
- Policy management
- Microsoft Office Suite
- Client relationship management
Personal Information
Title: Senior Insurance Underwriter
Licenses And Credentials
- Property & Casualty Insurance License (BR)
- Construction Risk and Insurance Specialist (CRIS), IRMI
- Chartered Property Casualty Underwriter (CPCU), Candidate
Key Qualifications
- Commercial Property & Casualty Underwriting
- Risk Assessment & Exposure Analysis
- Coverage & Policy Interpretation
- Carrier & Broker Negotiations
- Portfolio & Renewal Management
- Engineering & Loss Control Review
- Underwriting Recommendations
- Regulatory Compliance
- Client & Broker Relationship Management
- AI-Assisted Risk Analysis
- Policy Changes, Endorsements & Renewals
- Microsoft Office Suite
Timeline
Senior Insurance Underwriter
Arcadia Consultants LLC
01.2024 - Current
Account Manager / Senior Underwriter
H&N Insurance Agency
01.2022 - 12.2023
Bachelor of Science (BSc) - Criminology & Psychological Studies
University of Guyana
Diploma - Social Work
University of Guyana
OCR Diploma - Health, Social Care & Early Childcare
Bournemouth & Poole College