Abraham Reyes
Chicago,IL
Summary
Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Credit Analyst
Credit Union 1
2021.10 - 2024.03
- Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
- Participated in loan committee meetings to provide input on lending processes.
- Maintained compliance with applicable regulations and laws governing consumer credit.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Analyzed credit scores to determine borrowers' creditworthiness.
Universal Underwritter
LSI
2014.02 - 2021.10
- Assessed and advised on loan applications utilizing in-depth underwriting process understanding.
- Determined and documented loan conditions and communicated requirements and decisions.
- Made approval and denial recommendations by determining accurate risk levels.
- Improved risk assessment accuracy by conducting thorough reviews of loan applications and financial documents.
- Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Education
Associate of Arts - Graphic Design
Elgin Community College
Elgin, IL08.2009
Skills
- Oral and written communications
- Loan Evaluation
- Credit policy development
- Underwriting
- Credit risk
- Collateral Valuation
- Credit decisions
- Data Analysis
- Loan Documentation
- Microsoft Excel proficiency
Certification
- Licensed Residential Leasing Agent - Waiting for State license
Languages
Spanish
Native or Bilingual
Timeline
Credit Analyst
Credit Union 1
2021.10 - 2024.03
Universal Underwritter
LSI
2014.02 - 2021.10
Associate of Arts - Graphic Design
Elgin Community College
- Licensed Residential Leasing Agent - Waiting for State license
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