ADRIANA GARCIA
Laveen,Arizona
Summary
Self-motivated professional successful in seizing viable opportunities for expansion and innovation in multiple facets of business. With over 25 years of experience in the financial industry
Overview
22
22
years of professional experience
1
1
Certification
Work History
Legal Processor
Wells Fargo
10.2025 - Current
- Responsible for handling and processing legal orders (subpoenas, levies, liens) and maintaining records.
- Adhering to to strict regulatory standards and company policies to mitigate risk, including identifying potential legal risks
- Research & resolve inquiries in a strict timeline.
- Utilize strong analytical skills to identify potential risks or discrepancies within processed documents.
Owner and Operator
Frybread Fanatics LLC
01.2019 - 10.2025
- Maintain all food costs to progressively add to profit margin on a day-to-day basis resulting in business growth.
- Determine risk and profit for my business and apply strategic measures to sustain business development.
- Managed day-to-day business operations including cooking, booking events, email response and providing quotes for service and marketing,
- Interviewed, hired and trained employees to perform daily business functions.
- Evaluated company performance against objectives, adjusting strategies as needed to achieve desired results.
Loan Processor II
Loan Depot
08.2017 - 01.2019
- Review loan files and determine what documentation is required to meet investor guidelines.
- Communicate and respond to internal customers, Loan Consultants, Processing Managers, and third-party vendors.
- Request, organize, process loan documentation independently submit files to underwriting.
- Manage a pipeline of 30-40 loans.
- Prepare initial closing disclosures and final closing documents to meet closing deadlines.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
Closing Analyst
The Federal Savings Bank
10.2016 - 06.2017
- Verify and examine information and accuracy of loan application and closing documents.
- Assemble and compile documents for loan closings, such as title abstracts, insurance forms, loan forms, and tax receipts.
- Reviewed documents and verified work processes to ensure completeness, accuracy, and conformance to established service levels and applicable policies and procedures.
- Partner with internal and/or external business partners to route communications, documents, or other action items to complete transactions.
- Prepare initial closing disclosures and final closing documents to meet closing deadlines for borrowers.
Loan Processor II
Wells Fargo Home Mortgage
06.2010 - 09.2016
- Reviewed documentation and provided conditions for loan approvals needed to comply with underwriting guidelines.
- Reviewed loan files for completeness, identified missing documentation, and generated condition lists for applicants.
- Worked with underwriting and closing departments to ensure the quality of our loan process and approval with applicable loan officers.
- Assisted with problem-solving when issues arose that involve the successful closing of requested residential loans.
- Maintained necessary pipeline of 230 to ensure the timely closing of all loans.
- Trained, guided, and assisted new and existing associates in learning policies, regulations, and procedures.
- 7 years experience in processing FNMA/VA/FHA/B&P/USDA/GNMA/FHLMC investor groups.
- Implemented best practices to improve team goals and customer experience.
- Partnered with management to drive performance and work on highly sensitive projects.
- Worked autonomously and managed time effectively while organizing multiple tasks to meet business demands and stringent deadlines.
- Identified and managed business risk associated with operations and reputation.
- Minimized foreclosure by offering a variety of solutions that will bring the account current and fit the borrowers financial needs.
Lead Credit Analyst
Bank Of America
06.2004 - 07.2010
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Education
High School Diploma -
Camelback High School
Phoenix, AZCertification
Lending Certification
LANGUAGES
Spanish
Native or Bilingual
Timeline
Legal Processor
Wells Fargo
10.2025 - Current
Owner and Operator
Frybread Fanatics LLC
01.2019 - 10.2025
Loan Processor II
Loan Depot
08.2017 - 01.2019
Closing Analyst
The Federal Savings Bank
10.2016 - 06.2017
Loan Processor II
Wells Fargo Home Mortgage
06.2010 - 09.2016
Lead Credit Analyst
Bank Of America
06.2004 - 07.2010
High School Diploma -
Camelback High School
FUERZA LOCAL ENTREPRENEUR PROGRAM CERTIFICATION
The Program is offered to only selected business owners who commit to all the prerequisites and complete a interview with a panel of professionals and professors. Once all classes are taken involving building your business structure then a business plan is the final step.