Worked with underwriters to fix application problems and resolve issues.
Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
Analyzed loan applications and credit reports to determine loan eligibility and risk level.
Explained different types of loans pertaining to client situations.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Assisted customers with completing loan applications and other paperwork.
0215 Heath, Life and Annuity Lic
SENIOR LIFE INSURANCE COMPANY
01.2023 - Current
Calculated quotes and educated potential clients on insurance options.
Recommended type and amount of coverage based on analysis of customers' circumstances using persuasive sales techniques.
Obtained underwriting approval by completing application for coverage.
Maintained high standards of customer service by building relationships with clients.
Mortgage Loan Originator (MLO)
THE MORTGAGE CALCULATOR COMP
09.2022 - 03.2023
Met with borrowers to educate on loan process and obtain information for loan applications.
Explained to borrowers different types of loans and credit options available and terms of services.
Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans
Met with applicants to obtain information for loan applications and to answer questions about process.
Handled customer complaints and took appropriate action to resolve them.
Worked with clients to identify financial goals and to find ways of reaching those goals.
Mortgage Loan Originator
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, PRMG
05.2020 - 09.2022
Driving sales through outbound calling and borrower solicitation efforts to potential residential loan customers
Analyze applicants' financial status, credit, and property evaluations to determine thefeasibility of granting loans
Interview applicants and request specifie information for loan applications
Contact applicants or creditors to resolve questions about applications or to assist with thecompletion of paperwork
Send, receive, and review application and disclosure packages from borrowers.
Utilize systems for maintaining product knowledge, registering loans accurately, and pipeline management
Manager
BEST INTERNATIONAL GROUP
10.2015 - 09.2020
Inspect layouts and advertising copy and edit scripts, audio and video tapes, and other promotional
material for adherence to specifications
Gather and organize information to plan advertising campaigns.
Confer with department heads or staff to discuss topics such as contracts, selection of advertising media,
or product to be advertised
Provide presentation and product demonstration support during the introduction of new products and
services to field staff and customers.
Acquisition Manager
ONETERRA GROUP, LLC
10.2010 - 09.2013
Bidding in the Auctions - Real Estate wholesale business
Analyze information on property values, taxes, zoning, population growth, and traffic volume and
patterns to determine if properties should be acquired.
Manage and oversee operations, maintenance, administration, and improvement for residential
properties.
Solicit and analyze bids from contractors for repairs, renovations, and maintenance
Project And Acquisition Manager
BLAIR FLORIDA CAPITAL, LLC
11.2012 - 09.2013
Plan, schedule, and coordinate general maintenance, major repairs, and remodeling or construction projects for commercial or residential properties.
Identified opportunities to reduce lead times and improve inventory management.
Analyzed market and delivery systems to assess present and future materials availability.
Completed monthly profit and loss performance reports.
President
PALENZUELA MEJIAS, LLC
04.2001 - 09.2010
Hired and managed employees to maximize productivity while training staff on best practices and protocols.
Developed and implemented new strategies and policies to establish long-term business objectives and provide strong and sustainable organizational leadership.
Cultivated strong relationships with external partners to foster collaboration and maximize resources.
Reduced operational costs through strategic cost management initiatives.
President
ALQUIMIST MORTGAGE, LLC
10.2000 - 09.2009
Explained entire mortgage loan process to borrower.
Evaluated borrower financial information, pay stubs and credit history to determine loan possibility.
Assessed clients' financial data to determine loan suitability.
Collaborated with different lenders to find best possible deal for homebuyers.
Financial Strategic-Asses Optimization Specialist
ONEFORTUNE
02.2005 - 05.2008
Certified Missed Fortune TEAM
Analyze financial information obtained from clients to determine strategies for meeting clients' financial
objectives.
Review clients' accounts and plans regularly to determine whether life changes, economic changes, or
financial performance indicates a need for plan reassessment.
Devise debt liquidation plans that include payoff priorities and timelines.
Conduct seminars or workshops on financial planning topics, such as retirement planning, estate
planning, or the evaluation of severance packages.
Education
Agricultural Engineer - Engineering
ISCA-Institute Of Agricultural Sciences University
Habana, Cuba
02.1987
High School Diploma -
People's Democratic Republic Algeria Hight School
Habana, Cuba
07.1982
Skills
Excellent interpersonal, follow-up, and relationship-building skills
Detail-oriented and results-driven with a focus on customer service
Excellent phone etiquette with articulate use of the Spanish and English languages Bilingual
Excellent written and communication skills as well as the ability to use different computer software programs related to loan origination and customer relationship management
Self- motivated with high energy and a positive attitude
Knowledge Encompass,
Knowledge of excel, Microsoft, FB ads, IG, and other Marketing Platform