Brad Chambers
Birmingham,AL
Summary
Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
18
18
years of professional experience
1
1
Certification
Work History
Residential Mortgage Loan Officer
Stockton Mortgage (Previously Hometown Lenders)
12.2023 - Current
- Increased loan approvals by efficiently assessing and evaluating borrower financial profiles.
- Streamlined loan application process for faster response times and improved customer satisfaction.
- Developed strong relationships with borrowers, ensuring timely communication throughout the entire loan process.
- Facilitated successful loan closings by coordinating all required documentation and collaborating with underwriting teams.
- Maintained in-depth knowledge of mortgage products and guidelines to provide accurate information to clients.
- Enhanced team productivity through effective training sessions on current industry trends and best practices in lending operations.
Residential Mortgage Loan Officer/Mortgage Loan Processor
Hometown Lenders
05.2021 - 12.2023
- Conducted comprehensive credit analyses to identify potential issues and offer appropriate solutions for borrowers.
- Collaborated with real estate agents, appraisers, title companies, and other professionals to expedite loan approval processes.
- Educated borrowers on various financing options available, tailoring recommendations based on individual needs and goals.
- Fostered positive business relationships within local communities through active participation in networking events and industry functions.
Mortgage Loan Processor
BBVA Compass/PNC Bank
03.2021 - 05.2021
- Tracked loan status and updated applicant information to inform lenders of changes to applicants' financial situation.
- Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
Residential Mortgage Loan Officer/Mortgage Loan Processor
Bank Of England Mortgage
07.2020 - 11.2020
- Explained different types of loans pertaining to client situations.
- Facilitated successful loan closings by coordinating all required documentation and collaborating with underwriting teams.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Increased loan approvals by efficiently assessing and evaluating borrower financial profiles.
Residential Mortgage Loan Officer/Mortgage Loan Processor
MortgageRight
11.2019 - 07.2020
- Developed and maintained relationships with customers, lenders and other third parties.
- Processed loan applications and monitored progress from start to finish.
- Facilitated successful loan closings by coordinating all required documentation and collaborating with underwriting teams.
- Developed strong relationships with borrowers, ensuring timely communication throughout the entire loan process.
- Maintained in-depth knowledge of mortgage products and guidelines to provide accurate information to clients.
Mortgage Loan Processor
Hamilton Mortgage
07.2017 - 11.2019
- Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
- Contacted customers via mail, telephone and email to relay acceptance or rejection of applications.
- Managed a high volume of loan applications, consistently meeting or exceeding established processing timeframes for both new loans and refinancing.
- Set up and completed loan submission packages.
C-17 Aircraft Jet Engine Mechanic
USAF
08.2006 - 08.2014
- Supervised the removal, installation, inspection, repairs, and modification of engines, engine modules and components, propellers and propeller components
- Analyzed, interpreted, and recommended maintenance actions based on unscheduled engine removals and engine monitoring data
- Coordinated with the Air Force base engine manager to analyze scheduled engine removals; recommended forecast actions to the weekly or monthly maintenance schedules
Education
Finance
University of Alabama
TuscaloosaBusiness
University of Alabama At Birmingham
Birmingham, ALSkills
Bank Product Marketing
Marketing expertise
Financial analysis aptitude
Oral and Written Comprehension
Microsoft Excel, Word, PowerPoint
Financial transactions expertise
Loan File Maintenance
Debt Analysis
Certification
- Licensed Mortgage Loan Officer - NMLS 1942061
Timeline
Residential Mortgage Loan Officer
Stockton Mortgage (Previously Hometown Lenders)
12.2023 - Current
Residential Mortgage Loan Officer/Mortgage Loan Processor
Hometown Lenders
05.2021 - 12.2023
Mortgage Loan Processor
BBVA Compass/PNC Bank
03.2021 - 05.2021
Residential Mortgage Loan Officer/Mortgage Loan Processor
Bank Of England Mortgage
07.2020 - 11.2020
Residential Mortgage Loan Officer/Mortgage Loan Processor
MortgageRight
11.2019 - 07.2020
Mortgage Loan Processor
Hamilton Mortgage
07.2017 - 11.2019
C-17 Aircraft Jet Engine Mechanic
USAF
08.2006 - 08.2014
Finance
University of Alabama
Business
University of Alabama At Birmingham
- Licensed Mortgage Loan Officer - NMLS 1942061
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