To seek and maintain a full-time remote position in Underwriting that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Over 20 years experience.
Overview
9
9
years of professional experience
Work History
DE/Conventional Mortgage Underwriter
Hometown Lenders
08.2020 - 05.2022
Approved or denied loans based on established criteria and underwriting guidelines.
Played an instrumental role in achieving company-wide performance metrics related to loan origination volume and approval rates.
Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
Reviewed appraisals and title documents to verify accuracy and completeness.
DE/VA Underwriter
Paramount Residential Mortgage Group - PRMG
07.2018 - 07.2020
Identified and resolved application discrepancies for accuracy and compliance with relevant regulations.
Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
Made approval and denial recommendations by determining accurate risk levels.
Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
DE/Senior Underwriter
LoanStar
02.2017 - 05.2018
Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
Met with customers, agents and brokers to negotiate coverage, price, and service delivery.
Worked alongside marketing department to effectively cross-sell company's offerings.
Streamlined underwriting processes for increased efficiency and faster turnaround times.
DE/Underwriter
Stearns Lending LLC
01.2013 - 02.2017
Enhanced loan application approvals by thoroughly evaluating applicants'' creditworthiness and financial stability.
Reviewed appraisal reports for accuracy and consistency, ensuring collateral met established guidelines before approving loans.
Contributed to increased loan approval rates by collaborating with loan officers on credit decisions.
Developed strong relationships with mortgage brokers and other third-party partners to facilitate smooth communication throughout the underwriting process.
Education
Stephens College
Columbia, MO
Skills
DE Approved underwriter
Encompass user friendly
Credit analysis
DPA Guidelines
FHA Guidelines
FNMA/FHLMC Guidelines
Automated Underwriting System (AUS)
Self Motivation
Timeline
DE/Conventional Mortgage Underwriter
Hometown Lenders
08.2020 - 05.2022
DE/VA Underwriter
Paramount Residential Mortgage Group - PRMG
07.2018 - 07.2020
DE/Senior Underwriter
LoanStar
02.2017 - 05.2018
DE/Underwriter
Stearns Lending LLC
01.2013 - 02.2017
Stephens College
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