Sr, Underwriter
Hometown Lenders
Huntsville, AL
02.2021 - 10.2023
- Review and evaluate residential loan applications, including credit, income, assets and collateral and determine program eligibility and creditworthiness of consumer.
- Advance analysis of tax returns (1040, 1120S, 1065, 1099 income, K-1 and rental income).
- Collaborate with other departments such as sales, processing, closing/funding and post-closing to improve the overall customer experiences and resolve any customer disputes.
- Used critical thinking to break down problems, evaluate solutions and make decisions.
- Self-motivated, with a strong sense of personal responsibility.
- Learned and adapted quickly to new technology and software applications.
- Delivered services to customer within specific timeframes.
- Exceeded management Metrics which measured number of loan decisions, quality of underwriting and customer service each month.
- Worked remotely and reviewed paperless files while conducting comprehensive analysis and evaluated risk to controll underwriting loss.
