Albert Nieves
Hemet
Summary
Professional with strong background in financial services, skilled in loan origination, underwriting, and credit analysis. Adept at building client relationships, ensuring compliance with regulations, and utilizing financial software tools. Reliable and adaptable, excels in meeting changing needs and achieving organizational goals.
Experienced with loan origination and structuring financial solutions to meet client needs. Utilizes deep knowledge of underwriting guidelines and regulatory requirements to ensure high-quality loan processing. Track record of building and maintaining strong relationships with clients and stakeholders.
Overview
15
15
years of professional experience
Work History
Sr Loan Officer
Grow Mortgages
07.2024 - Current
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
- Maintained strict confidentiality of bank records and client information.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Established a reputation as an expert in various loan programs, becoming a trusted resource for colleagues and clients alike.
- Provided exceptional customer service during loan origination, addressing client concerns and ensuring a smooth process from start to finish.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Maintained strict compliance with industry regulations, ensuring accuracy in disclosures and adherence to lending guidelines.
- Processed loan applications and monitored progress from start to finish.
Sr. Loan Officer
GEM Mortgage
10.2010 - 07.2024
- Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
- Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
- Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
- Mentored junior loan officers, sharing expertise and knowledge to improve overall team performance.
- Successfully managed high-volume pipeline of loans, consistently meeting or exceeding monthly sales targets.
- Maintained strict confidentiality of bank records and client information.
- Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
- Established a reputation as an expert in various loan programs, becoming a trusted resource for colleagues and clients alike.
Education
Real Estate
Lumbleau Real Estate School
Torrance, CA02-1974
Skills
- Time management efficiency
- Mortgage underwriting expertise
- Goal-oriented mindset
- Effective communication techniques
- Credit analysis proficiency
- Customer service-focused
- Team player
- Loan origination
- Loans
- Practiced at FHA loan process
Accomplishments
Member of the President's Gold Club GEM Mortgage 2014 through 2021
Timeline
Sr Loan Officer
Grow Mortgages
07.2024 - Current
Sr. Loan Officer
GEM Mortgage
10.2010 - 07.2024
Real Estate
Lumbleau Real Estate School
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