Financial expert with over 20 years of experience in financial analysis, investment performance reporting, budgeting, forecasting, and cash flow management.
Overview
21
21
years of professional experience
Work History
Head Interbank Foreign Exchange (Treasury & Financial Operations)
BankIslami Pakistan Limited
10.2022 - 03.2025
Led monthly financial performance analysis, including variance analysis against forecasts and budgets for treasury income and funding costs.
Built and maintained forecasting models supporting USD 2B+ in assets, improving accuracy of liquidity and profitability projections.
Developed executive dashboards and KPI packages used by senior leadership for performance monitoring and strategic decisions.
Partnered with senior management and ALCO to identify financial risks, opportunities, and optimization strategies.
Supported monthly close by reviewing treasury financial results, ensuring accuracy and completeness of financial reporting.
Led enterprise ALM system implementation, improving financial forecasting, reporting automation, and data reliability.
Designed and implemented a Treasury Management System that enhanced reporting efficiency, controls, and financial transparency.
Second largest Islamic bank in Pakistan
Head of Treasury & Financial Operations
Interloop Asset Management Limited
07.2021 - 10.2022
Analyzed fixed income portfolio performance, yield trends, and risk exposure, providing recommendations to optimize returns and maintain compliance with investment guidelines.
Built Excel-based investment models to evaluate portfolio scenarios and support asset allocation decisions.
Prepared detailed performance reports and investment summaries for senior leadership and investment committees.
Designed and supervised the development of a customized in-house Treasury Management System (TMS) to streamline portfolio monitoring, investment execution, and compliance reporting.
Subsidy of largest listed textile company in Pakistan
Deputy Head of Treasury & Investment Banking
The Bank of Khyber
07.2015 - 06.2021
Led forecasting and working capital analysis for USD 1.7B+, supporting corporate liquidity planning and funding strategies.
Performed variance analysis and profitability tracking, contributing to growth in profits from USD 1.4M to USD 25M.
Designed KPI dashboards for monitoring financial performance, funding costs, and investment returns.
Provided financial insights to executive leadership to support business strategy and performance improvement.
Led implementation of Temenos T24, strengthening financial reporting accuracy and process efficiency.
Second best performing bank in Asia-pacific region