Aline London
Melrose,USA
Summary
Motivated individual transitioning into a finance career, eager to apply knowledge in the mortgage industry and finance experiences to the organization's success.
Seasoned mortgage professional with over 15 years of experience in the financial industry, who has strong problem-solving skills with a deep understanding of mortgage products and guidelines.
Overview
19
19
years of professional experience
Work History
Sr. Loan Processor
Cross Country Mortgage
08.2022 - Current
- Manage a pipeline of mortgage loans in various stages of the origination process, prioritizing tasks to meet closing deadlines and production goals
- Provide exceptional customer service to borrowers, addressing inquiries, resolving issues, and maintaining positive relationships throughout the loan transaction
- Ability to work independently, prioritize tasks, and manage pipelines effectively in a fast-paced environment
Sr. Mortgage Consultant
Guaranteed Rate Inc
02.2012 - 08.2022
- Collect and review client financial information, including income documentation, credit reports, and asset statements, to assess eligibility for mortgage financing to ensure loan approvals
- Stay current on mortgage industry trends, lending guidelines, and regulatory requirements to provide accurate and up-to-date information to clients and ensure compliance with applicable laws and regulations
- Analyze client financial profiles and loan requirements to structure mortgage loan terms, including interest rates, loan amounts, repayment terms, and down payment options, to meet their needs and objectives
AVP Fulfillment Team Leader / Sr. Mortgage UW
Bank of America Home Loans (Countrywide Home Loans)
04.2006 - 09.2011
- Performed detailed analysis and underwriting of mortgage loan applications, evaluating key financial documents and property appraisals to determine borrower eligibility
- Assessed complex cases, making decisions within authority and referring higher-level cases to senior management
- Handled escalations and underwriting-related disputes promptly, ensuring minimal delays in loan processing and closing
Education
Master of Science - Finance
University of Massachusetts Boston
Boston, MA12.2025
Bachelor of Science - Finance
University Of Massachusetts Boston
Boston, MA08.2008
Skills
- Strong attention to detail
- Strong analytical
- Organizational skills
- Adaptability
- Professionalism
- Integrity
- Confidentiality
- Microsoft Office
- Strong interpersonal skills
- Mortgage industry regulations
- Compliance
- Financial modeling
- Pivot tables
- Effective time management
- Industry networking
Coursework
- Financial Modeling
- Portfolio Investment Analysis
- Risk Management
- Financial Statement Analysis
Timeline
Sr. Loan Processor
Cross Country Mortgage
08.2022 - Current
Sr. Mortgage Consultant
Guaranteed Rate Inc
02.2012 - 08.2022
AVP Fulfillment Team Leader / Sr. Mortgage UW
Bank of America Home Loans (Countrywide Home Loans)
04.2006 - 09.2011
Bachelor of Science - Finance
University Of Massachusetts Boston
Master of Science - Finance
University of Massachusetts Boston