Experienced mortgage loan review specialist with a proven track record in meticulously verifying eligible collateral documentation. Conducts thorough assessments to ensure regulatory and third-party compliance and standards are met. Proficient in identifying discrepancies and mitigating risks while maintaining a high level of accuracy and efficiency. Strong attention to detail and commitment to delivering quality results within deadline-driven environments. Excellent communication skills. Skilled in relationship building and customer problem solving.
Overview
11
11
years of professional experience
Work History
Loan Closer
Ffcfc
Jacksonville, Fl
07.2024 - 12.2024
Review loan documents, prepared closing documents assisted attorneys, borrowers and lenders with the closing process.
Served as primary relationship manager with Collateral Management team at the Federal Home Loan Bank
Subject matter expert with residential mortgage documentation and able to identify issues regarding documentation requirements, subordinations, modifications, etc
Updated and submitted monthly records to third-party servicer to update internal record characteristics and eligibility categories
Managed and approved over 4000 residential loans and HELOCs as eligible collateral assets
Led the training and development of a team of individuals to be proficient in identifying collateral documentation and assessing criteria necessary for qualifying eligibility
Maintained a ten-year 100% streak with no external audit findings
Implemented numerous processes for creating efficiencies in per loan review times and minimizing time need to identify ineligible criteria
Oversaw the adoption of changing guidelines for eligibility in collateral standards (i.e., Pace County, covid modifications and extensions)
Averaged 50+ loans reviewed per week
Actively engaged external parties in order to source essential documentation through county websites, title companies and document custodians
Served as project manager to oversee dozens of internal request threads to source audit materials
Managed the electronic submissions to internal database for mortgage records
Maintained thorough procedural documentation responsible for tracking sensitive audit requirements
Coordinated the scheduling of annual on-site audit from the Federal Home Bank of Atlanta, including sourcing workspaces, technology and managing internal and external schedules