Allen Zeighami
SAN DIEGO,CA
Summary
Pretty dedicated, focused, detail-oriented person and pay 100% attention to perform my duties and responsibilities to get the optimum result. Work perfectly on my own or as a group. Very creative, problem solver, patient and honest with outstanding customer service skill.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Mortgage Loan Officer
Straight Deal Mortgage
06.2022 - Current
- Collect financial information (e.g
- Taxes, debts)
- Evaluate creditworthiness and eligibility for obtaining a mortgage loan
- Interview clients
- Guide clients through mortgage loan options
- Prepare and submit mortgage loan applications
- Ensure data are in line with national and local financial rules
- Monitor and report on application processes
- Inform clients about loan approval or rejection
- Help resolve problems with applications
- Research new mortgage loan policies
- Ensure compliance with privacy laws and confidentiality policies throughout the process
- Explained different types of loans pertaining to client situations.
- Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Director of Finance & Sales
Xclusive Motors Inc.
10.2012 - 02.2022
- Company Overview: SAN DIEGO, CA
- Analyze credit data and financial statements to determine the degree of risk involved in extending creditor lending money
- Generate financial ratios, using computer programs, to evaluate customers financial status
- Review individual or commercial customer files to identify and select delinquent accounts for collection
- Confer with credit association and other business representatives to exchange credit information
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
- SAN DIEGO, CA
- Hired, trained and built high-performing team of sales representatives.
- Collaborated with marketing teams to help sales campaigns reach target audiences.
- Compiled and analyzed data to determine approaches to improve sales and performance.
- Increased profit margins by effectively controlling budget and overhead and optimizing product turns.
Accounting and Management Consultant
RMZ Investment Group Inc.
10.2009 - 09.2012
- Managed accounts payable and receivables and payroll.
- Processed payments and documents such as invoices, journal vouchers, employee reimbursements, and statements.
- Processed credit card payments and reconciled credit card statements for accuracy in accounting process.
- Developed monthly, quarterly and annual profit and loss statements and balance sheets.
- Created and managed project plans, timelines and budgets.
- Evaluated customer needs and feedback to drive product and service improvements.
- Reconciled and corrected issues with financial records.
- Tracked financial progress by creating quarterly and yearly balance sheets.
- Handled day-to-day accounting processes to drive financial accuracy.
Education
Certificate - Bookkeeping
Intuit Academy Bookkeeping Courses
California10-2024
Finance And Accounting - Information Systems
PORTLAND COMMUNITY COLLEGE
Portland, Oregon06.1993
Master Degree - Civil and Structural Engineering
UNIVERSITY OF PORTLAND
Portland, Oregon05.1987
Skills
- Financial Skills
- Communication skills
- Negotiation skills
- Accounting
- Financial Statement
- Credit Analysis
- Processing Loans
Certification
- Mortgage Loan Originator, NMLS ID#: 2148590, California
- Life Agent Insurance License, 4215076, California
Timeline
Mortgage Loan Officer
Straight Deal Mortgage
06.2022 - Current
Director of Finance & Sales
Xclusive Motors Inc.
10.2012 - 02.2022
Accounting and Management Consultant
RMZ Investment Group Inc.
10.2009 - 09.2012
Master Degree - Civil and Structural Engineering
UNIVERSITY OF PORTLAND
Certificate - Bookkeeping
Intuit Academy Bookkeeping Courses
Finance And Accounting - Information Systems
PORTLAND COMMUNITY COLLEGE
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