ALLISON POLISUK
Roseville,MI
Summary
Over the last 13 years, I have gained an extensive work history within the financial industry, in which I started out as a Teller, and worked my way into the Residential Lending Department as a Loan Closer. I have been working in the AML/Compliance field since October of 2018, which has given me great insight into the AML compliance program. I am currently working to obtain my CAMS certification. In addition I also have considerable knowledge of basic computer, and data entry skills, which I believe would be sufficient for a position at your company.
Overview
16
16
years of professional experience
Work History
BSA Compliance Analyst II
Sterling Bank and Trust, now a division of EverBank, N.A.
07.2024 - Current
- Conducts comprehensive investigations and customer reviews for complex cases and customers, which includes analyzing transaction information, reviewing customer data, and applying industry knowledge, to recommend SAR or no SAR filings or help manage the Bank’s High-Risk Customers. Assist with special projects and OFAC Clearing when needed. Assist with Unusual Activity Referral (UAR) escalation by creating and assigning new cases. Worked with the BSA department toward the termination of the formal agreement with the OCC back in 2023. Also reviewing Law Enforcement requests and preparing responses and reviewing 314(b) Information Sharing requests.
- Analyzed risk assessments, identifying potential compliance issues and recommending corrective actions.
- Reviewed customer accounts for suspicious activity, escalating concerns in alignment with anti-money laundering protocols.
- Monitored ongoing compliance activities, ensuring timely reporting of issues and maintaining accurate documentation.
- Improved company''s risk management strategy by identifying, assessing, and mitigating potential risks related to noncompliance.
- Contributed to the development of a strong compliance culture within the organization by promoting awareness of relevant rules and guidelines through training sessions and communications campaigns.
BSA Analyst
Sterling Bank & Trust
06.2023 - 07.2024
- Conducted OFAC Clearing for all incoming and outgoing transactions for the Bank. Assisted the Secondary Review Team with SAR and No SAR filings. Managing a(n) alert/case/customer review inventory, clearing watchlist alerts, reviewing Law Enforcement requests and preparing responses. Conducted complex investigations resulting in a SAR or No SAR decision.
BSA Specialist
Sterling Bank and Trust
10.2018 - 06.2023
- Conducted OFAC Clearing for all incoming and outgoing transactions for the Bank. Assisted the Secondary Review Team with SAR and No SAR filings. Managing a(n) alert/case/customer review inventory, clearing watchlist alerts, reviewing Law Enforcement requests and preparing responses.
- Conducted Enhanced Due Diligence (EDD) for medium and high risk customers.
Residential Loan Closer
Sterling Bank and Trust
01.2015 - 10.2018
- Requesting fees from escrow and title companies, preparing documents for closing, post-closing, shipping and delivery of investor loans to FNMA, FHLBI, and Redwood Trust. Funding loan files. Also prepared on occasion, open house rate flyers for loan officers.
Customer Service Representative
Sterling Bank and Trust
01.2012 - 01.2015
- Opening and closing bank accounts, answering phones, reconciling general ledger accounts through excel spreadsheets, introduction to commercial loans, and cashing checks.
Cashier, Photo Manager
CVS Pharmacy
07.2011 - 01.2012
- Basic cashier duties, processed film, ordered supplies for photo department.
Cashier, Sales
Deb Shops
08.2009 - 04.2011
- Basic cashier duties, Sales, and Customer Service.
Education
Some college - Criminal Justice Online
Macomb Community College
High school Diploma - undefined
Chippewa Valley High School
01.2011
Skills
- Keyboarding - with a current speed of around 80 wpm
- Excel - Completion of Fred Pryor Seminar Excel The Basics (2013)
- Mortgage Builder Software - 15 years’ experience
- Encompass Software - 15 years' experience
- SAR Center Software - 4 years' experience
- Yellow Hammer Software - 4 years' experience
- Verafin Software - 3 years' experience
Timeline
BSA Compliance Analyst II
Sterling Bank and Trust, now a division of EverBank, N.A.
07.2024 - Current
BSA Analyst
Sterling Bank & Trust
06.2023 - 07.2024
BSA Specialist
Sterling Bank and Trust
10.2018 - 06.2023
Residential Loan Closer
Sterling Bank and Trust
01.2015 - 10.2018
Customer Service Representative
Sterling Bank and Trust
01.2012 - 01.2015
Cashier, Photo Manager
CVS Pharmacy
07.2011 - 01.2012
Cashier, Sales
Deb Shops
08.2009 - 04.2011
High school Diploma - undefined
Chippewa Valley High School
Some college - Criminal Justice Online
Macomb Community College
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