Alva J. Jones
Katy,TX
Summary
To obtain a position that will utilize my knowledge and experience while offering challenging opportunities for professional and personal growth.
Overview
11
11
years of professional experience
Work History
Business Risk Analyst III (Sr.)
Centerpoint Energy
Houston, USA
2014.10 - Current
- Manage the activity and needs of approximately 25 retailer accounts in the Texas Competitive Retail Energy Market
- Present credit overview in training sessions for the education of retailers entering the Texas market as needed
- Evaluate creditworthiness of retailers account on a monthly/quarterly basis using Dunn and Bradstreet, Moody’s and Standard and Poor’s
- Determine security requirements of retailers according to Tariff and request appropriate deposit
- Review and maintain all non-cash security documents to assure timely renewals
- Update and maintain competitive retailer deposit reports for all bond companies through our Trustee (Deutsche Bank)
- Investigate and coordinate the resolution of billing issues and concerns internally and externally
- Monitor bankruptcy procedures via interaction and collaboration with Regulatory/Legal departments and Accounting
- Resolve disputes with external/internal customers as needed using MarkeTrak
- Liaison with IT/SAP/CIS/TMH/BES and ICAR in order to integrate departmental needs with technology
- Prepare, review and submit team monthly management reports
- Assist in the training/cross training of new team members and other department personnel
- Update team procedures as needed and submit for SAP approval
- Lead for high profile projects impacting the company (specifically audit)
- Team representative on the Oversite Training committee
- Record and store minutes for the 6th floor Safety Committee
- Alternate for team lead and business risk manager as needed
Credit Account Manager/Business Risk Analyst II
Centerpoint Energy
Houston, USA
- Current
- Manage the activity of approximately 25 retailer accounts in the Texas Competitive Retail Energy Market
- Present credit overview in training sessions for the education of retailers entering the Texas market as needed
- Evaluate creditworthiness of retailers account on a monthly/quarterly basis using Dunn and Bradstreet, Moody’s and Standard and Poor’s
- Determine security requirements of retailers according to Tariff and request appropriate deposit
- Review and maintain all security documents to assure timely renewals
- Investigate and resolve billing issues and concerns
- Monitor bankruptcy procedures via interaction and collaboration with Regulatory/Legal departments and Accounting
- Resolve disputes with external/internal customers as needed using MarkeTrak
- Liaison with IT/SAP/CIS/TMH/BES and ICAR in order to integrate departmental needs with technology
- Prepare, review and submit team monthly management reports
- Assist in the training/cross training of new team members and other department personnel
- Update team procedures as needed and submit for SAP approval
- Department Representative for high profile projects impacting the company (specifically audit)
Manager Credit Administration/Vice President Credit Administration
Toronto Dominion Bank
Houston, USA
- Current
- Manage and maintain client portfolio of approximately 90 accounts
- Examine legal documentation against internal credit approval
- Coordinate and sign off on deal closings between US/UK, Canada and London
- Issued Letters of Credit as requested by borrower
- Authorize accounting to process loan activity and verified postings to general ledger
- Ensure that payments of principal, interest and fees are made in a timely manner
- Assist Federal examiners and audit team in annual reviews
- Prepare work out file documentation with regards to write offs
- Review daily/monthly reports for exceptions, past dues and discrepancies
- Monitor receipt of compliance information as required by covenants
- Operate as agent for direct facilities by generating bills for principal, interest and fees
- Verify company ratings via S & P and Moody’s and update pricing grid as needed
- Input information for deal closing into the loan system a fund
Loan Administrator, Corporate Loan Agreements
Chase Bank of Texas
Houston, USA
- Current
- Reviewed corporate loan agreement documents secured by various collateral types
- Calculated total debt
- Verify approval levels
- Input new/renewed deal closings into internal loan system
- Balanced loans and General Ledger accounts daily
- Inspected daily/monthly reports for discrepancies
- Worked with in house and outside counsel to compile closing documentation
Special Education Assistant
Katy Independent School District/Nottingham Elementary School
Katy, USA
- Current
- Instructed approximately 7 - 10 special needs students for mainstreaming
Sr. Documentation Specialist
ABN Amro Bank, N.V.
Houston, USA
- Current
- Reviewed and approved commercial documentation for approximately 350 accounts
- Worked closely with lenders on documentation issues
- Monitored compliance with loan agreement covenants
- Produced monthly reports with exceptions and discrepancies
Lending Service Representative, Special Loans
FIRST CITY, TEXAS
Houston, USA
- Current
- Assisted lenders in overseeing a loan portfolio of approximately 75 accounts
- Coordinated loan closings, including the documentation preparation and funding
- Identified collateral/credit policy exceptions
- Monitored compliance according to loan covenants
Project Leader, Collateral Department
FIRST CITY, TEXAS
Houston, USA
- Current
- Assisted lenders in overseeing a loan portfolio of approximately 75 accounts
- Coordinated loan closings, including the documentation preparation and funding
- Identified collateral/credit policy exceptions
- Monitored compliance according to loan covenants
Loan Specialist
First Interstate Bank
Houston, USA
- Current
- Track the receipt of collateral for approximately 150 loans
- Reviewed collateral exceptions and worked with lenders to cure
- Monitored compliance according to covenants
Collateral Processor
First Republic Bank
Houston, USA
- Current
- Received in all negotiable collateral and logged into the vault
- Filed UCC’s for to perfect security interest as needed in the appropriate location
Collateral Coordinator
First Republic Bank
Houston, USA
- Current
- Set up collateral files
- Monitored Borrowing Bases
- Reviewed loan documentation for completion
- Directed the work flow for the area
Note Processor
First Republic Bank
Houston, USA
- Current
- Applied payments and advances to commercial loans
- Updated activity reports
- Calculated accrued interest
- Set up new loans on the systems
Loan Monitoring Representative
First Republic Bank
Houston, USA
- Current
- Reviewed loan documents for Commercial, Retail, and Real Estate closings
- Analyzed Financial Statements of prospective customers
Loan Closer
First Republic Bank
Houston, USA
- Current
- Prepared promissory notes and supporting documentation for approximately 160 loans per month
- Provided information as needed to officers in all lending areas
Education
BA - Political Science
Huston Tillotson College
Austin, TX05.1978
Skills
- Excel
- WordPerfect
- SAP
- CIS
- TMH
Training
- American Institute of Banking
- Secured Loan Documentation
- Analyzing Financial Statements
- Real Estate Documentation
- Success Skills for Administrative Assistants
- Workforce 2000/The Supervisors Role
- Facilitative Leadership
- The Women’s Conference
- Time Management & Leadership
- Project Management for Non-Project Managers
- Power of Professional Presence
Company
CenterPoint Energy
Timeline
Business Risk Analyst III (Sr.)
Centerpoint Energy
2014.10 - Current
Credit Account Manager/Business Risk Analyst II
Centerpoint Energy
- Current
Manager Credit Administration/Vice President Credit Administration
Toronto Dominion Bank
- Current
Loan Administrator, Corporate Loan Agreements
Chase Bank of Texas
- Current
Special Education Assistant
Katy Independent School District/Nottingham Elementary School
- Current
Sr. Documentation Specialist
ABN Amro Bank, N.V.
- Current
Lending Service Representative, Special Loans
FIRST CITY, TEXAS
- Current
Project Leader, Collateral Department
FIRST CITY, TEXAS
- Current
Loan Specialist
First Interstate Bank
- Current
Collateral Processor
First Republic Bank
- Current
Collateral Coordinator
First Republic Bank
- Current
Note Processor
First Republic Bank
- Current
Loan Monitoring Representative
First Republic Bank
- Current
Loan Closer
First Republic Bank
- Current
BA - Political Science
Huston Tillotson College