I am seeking an opportunity to continue my career as a mortgage professional that will provide me with challenges and opportunities for growth. My dedication to my career delivers a proactive approach, with a positive attitude and a strong desire for continuous improvement.
Overview
14
14
years of professional experience
Work History
Capitalization Support Analyst
Martek Global Services Inc, Federal Aviation Administration
03.2023 - Current
Research and review documentation necessary to process capitalization packages and financial assets
Monitor and process capitalization documentation and correspondence for all financial assets
Utilize multiple databases to research and review the documentation necessary to process capitalization packages and financial assets
Maintain, update, troubleshoot and correct problems in Access based MMCIT database at the direction of FAA for all of Eastern Central and Western Service areas of the FAA Capitalization Team
Process Contractor Acceptance Inspection Reports CAI and Joint Acceptance Decision Reports JAI and import them into the Project Document Library PDL
Document Analyst/ Mortgage Processor
Morgan Stanley
09.2021 - 12.2022
Responsible for the initial review of applications from Sales to determine if loan can be moved to underwriting
Requested additional documentation if needed to meet minimum requirements to obtain an initial approval
Review was done also to determine if Project Review or Entity Review was required
Ordered all vendor services such as appraisal, flood, homeowner’s insurance, verifications of employment, payoffs, title reports, verification of rent, verification of mortgage, credit supplements and other various items needed
Review of additional requirements and documentation to complete conditions for final approval
Once final approval was received, prepared loan for closing and funding
Independently maintained large pipeline while ensuring all locks, disclosures and expiration dates were within guidelines
Mentored and trained new associates and provided additional pipeline coverage to fellow associates as needed
Provided superior quality and customer service while exceeding production goals
Mortgage Processor
Guaranteed Rate, Inc
02.2021 - 08.2021
Work closely with Loan Officers to ensure a timely and accurate experience for clients-from first time home buyers to refinancers-throughout the entire mortgage process
Scheduling and tracking of closing dates, contingency dates and loan lock expirations
Review loan approvals and address all conditions required for underwriting and closing
Receive on-going, comprehensive training and become an expert on home loan products and the mortgage process
Scheduling and tracking of closing dates, contingency dates and loan lock expirations
Prepare and submit timely and accurate loan files to the Closing Department
Use state of the art technology to manage loan pipeline as well as conduct credit and underwriting analysis
Provide world-class customer service and respectful, consultative guidance to clients.
Mortgage Processor
Morgan Stanley
02.2020 - 02.2021
Responsible for the initial review of applications from Sales to determine if loan can be moved to underwriting
Requested additional documentation if needed to meet minimum requirements to obtain an initial approval
Review was done also to determine if Project Review or Entity Review was required
Ordered all vendor services such as appraisal, flood, homeowner’s insurance, verifications of employment, payoffs, title reports, verification of rent, verification of mortgage, credit supplements and other various items needed
Review of additional requirements and documentation to complete conditions for final approval
Once final approval was received, prepared loan for closing and funding
Independently maintained large pipeline while ensuring all locks, disclosures and expiration dates where within guidelines
Mentored and trained new associates and provided additional pipeline coverage to fellow associates as needed
Provided superior quality and customer service while exceeding production goals.
Loan Processor Genpact
04.2016 - 05.2018
Took ownership of loan once application was submitted from loan officer
Reviewed file and made initial contact with all necessary parties
Reviewed file for completeness, accuracy and requested additional documents as needed
Ordered all vendor services
Review of all documentation received and submitted loan to underwriting
Once final approval was received, prepared loan for closing and funding
Independently maintained large pipeline while ensuring all locks, disclosures and expiration dates where within guidelines
Mentored and trained new associates and provided additional pipeline coverage to fellow associates as needed
Took on additional responsibilities to assist manager in daily operations
Provided superior quality and customer service while exceeding production goals.
Loan Processor Prime
Lending
08.2014 - 08.2015
Pre underwrite initial submission of loan from sales prior to submitting loan to underwriting
Submitting a complete loan file to underwriting with minimal conditions remaining while maintaining 100% Compliance and QA rating
Maintain all contact with parties involved in transaction
Order all services such as appraisal, title, credit, flood and verifications
Update loan with documents received or acquiring additional documentation as needed to deliver a fully salable loan to investor upon final approval
Update pipeline with closing dates, lock dates and document expiration to supply executive management an accurate forecast report.
Home Service Specialist
Bank of America
05.2009 - 08.2014
Education
Associates - Accounting
University of Phoenix
11.2009
Skills
Documentation Development
Tracking and Documentation
Account Administration
Data Collection
Auditing Service Requests
Timeline
Capitalization Support Analyst
Martek Global Services Inc, Federal Aviation Administration
03.2023 - Current
Document Analyst/ Mortgage Processor
Morgan Stanley
09.2021 - 12.2022
Mortgage Processor
Guaranteed Rate, Inc
02.2021 - 08.2021
Mortgage Processor
Morgan Stanley
02.2020 - 02.2021
Loan Processor Genpact
04.2016 - 05.2018
Loan Processor Prime
Lending
08.2014 - 08.2015
Home Service Specialist
Bank of America
05.2009 - 08.2014
Associates - Accounting
University of Phoenix
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